Cy-fair Federal Credit Union

Headquarters

9601 Jones Rd, Suite 200
Houston, TX 77065
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.02% 0.85% →
1-Year CD 0.25% 0.67% →
2-Year CD 0.30% 0.80% →
5-Year CD 0.35% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Cy-fair is an NCUA insured institution located in Houston, TX. It was founded in 1956 and has approximately $330.06 millions in assets.

Who can join?

Cy-Fair Federal Credit Union is open to persons satisfying one or more of the following requirements:

Individuals who live, work, worship or attend school within the boundaries of Cypress-Fairbanks Independent School District (CFISD).

Individuals who live, work, worship or attend school in the following zip codes of Waller County: 77423, 77445, 77484, 77446, and 77447.

Individuals with immediate family members who are currently members of Cy-Fair Federal Credit Union

Select employer groups

NCUA Insured Yes / Federally Chartered
Charter Number # # 11452
Date Established 1956
Assets $330.06 million
Loans $185.60 million
Deposits $302.08 million
Capital $25.41 million
 

Field of Membership Restrictions

Must live, work, worship or attend school within the boundaries of Cypress-Fairbanks Independent School District. Also open to those who live work, worship or attend school in the following zip codes of Waller County: 77423, 77445, 77484, 77446 or parts of 77447.

Deposit Rates - December 3, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.02% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.30% $100,000 $199,999 Learn More
36 Mo CD
0.30% $10,000 $14,999 Learn More
36 Mo CD
0.35% $100,000 $199,999 Learn More
48 Mo CD
0.35% $10,000 $14,999 Learn More
48 Mo CD
0.35% $100,000 $199,999 Learn More
60 Mo CD
0.35% $10,000 $14,999 Learn More
60 Mo CD
0.35% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.02% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 3, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CY-FAIR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CashCall Mortgage
NMLS ID: 128231
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to CY-FAIR
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Cy-fair branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Cy-fair Locations



Climate Initiatives

CY-FAIR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Cy-fair Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cy-fair. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cy-fair U.S. Average
2.49% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Cy-fair had $602,747 in non-current loans and $65,637 in owned assets. To cover these potential losses it had $25,414,419 in net worth and $1,415,317 in loans loss reserves. That gives it a Texas Ratio of 2.49%.

Net Worth
Cy-fair U.S. Average
7.69% 12.22%

Cy-fair FCU has a net worth of 7.69% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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