Cy-fair

Headquarters

9601 Jones Rd, Suite 200
Houston, TX 77065
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.02% 0.65% →
1-Year CD 0.25% 0.70% →
2-Year CD 0.30% 0.75% →
5-Year CD 0.35% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Cy-fair is an NCUA insured institution located in Houston, TX. It was founded in 1956 and has approximately $314.49 millions in assets.

Who can join?

Cy-Fair Federal Credit Union is open to persons satisfying one or more of the following requirements:

Individuals who live, work, worship or attend school within the boundaries of Cypress-Fairbanks Independent School District (CFISD).

Individuals who live, work, worship or attend school in the following zip codes of Waller County: 77423, 77445, 77484, 77446, and 77447.

Individuals with immediate family members who are currently members of Cy-Fair Federal Credit Union

Select employer groups

NCUA Insured Yes / Federally Chartered
Charter Number # # 11452
Date Established 1956
Assets $314.49 million
Loans $200.91 million
Deposits $287.74 million
Capital $24.63 million
 

Field of Membership Restrictions

Must live, work, worship or attend school within the boundaries of Cypress-Fairbanks Independent School District. Also open to those who live work, worship or attend school in the following zip codes of Waller County: 77423, 77445, 77484, 77446 or parts of 77447.

Deposit Rates - June 19, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.02% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.30% $100,000 $199,999 Learn More
36 Mo CD
0.30% $10,000 $14,999 Learn More
36 Mo CD
0.35% $100,000 $199,999 Learn More
48 Mo CD
0.35% $10,000 $14,999 Learn More
48 Mo CD
0.35% $100,000 $199,999 Learn More
60 Mo CD
0.35% $10,000 $14,999 Learn More
60 Mo CD
0.35% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.02% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CY-FAIR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Neighbors Bank
NMLS ID: 491986
2.952% 2.875% 1.00 $2,500 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to CY-FAIR
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Cy-fair branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Cy-fair Locations


Financial Details

Cy-fair Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cy-fair. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cy-fair U.S. Average
8.39% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Cy-fair had $2,136,283 in non-current loans and $65,637 in owned assets. To cover these potential losses it had $24,629,105 in net worth and $1,627,739 in loans loss reserves. That gives it a Texas Ratio of 8.39%.

Net Worth
Cy-fair U.S. Average
7.83% 12.67%

Cy-fair FCU has a net worth of 7.83% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cy-fair

Branches and Savings

What is Cy-fair?

A federal credit union, registered with the NCUA under certificate #11452.
Learn more about credit unions here.

Is Cy-fair FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Cy-fair is insured by the NCUA.

Who can join Cy-fair?

Please see Field of Membership information above for information on who is eligible to join.

What are Cy-fair's share account and share certificate rates?

Cy-fair's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cy-fair?

Cy-fair has total capital of $24.63 million. Full information on Cy-fair's financial position is located above.

Who owns Cy-fair?

Credit Unions are owned by their members.

Where are Cy-fair branches located?

See branch locations nearby.

Are Cy-fair ATMs Open 24/7?

Do Cy-fair ATMs accept cash deposits?

Can Cy-fair customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cy-fair have a mobile app?

Does Cy-fair have mobile deposit?

Does Cy-fair have quick pay?

How can Cy-fair transfer money to other banks or credit unions?

Does Cy-fair report to credit bureaus?

Does Cy-fair use Chexsystems?

Does Cy-fair use Equifax?

What is Cy-fair's toll free phone number?

What is Cy-fair's ACH Routing Number?

What is Cy-fair's SWIFT code?

Where can I find Cy-fair's wire transfer form?

What is the Cy-fair address for deposits?

What Products Does Cy-fair Offer

Does Cy-fair offer mortgages?

Compare mortgage rates here.

Does Cy-fair offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cy-fair offer auto and RV loans?

Compare auto loan rates here.

Does Cy-fair offer student loans or personal loans?

Compare personal loan rates here.

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