Sperry Associates Federal Credit Union
Our records indicate that this credit union has been acquired by PENTAGON.
Headquarters
2400 Jericho Tpke
Garden City Par, NY 11040
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2025 Overview
General Credit Union Information
Sperry Associates is an NCUA insured institution located in Garden City Par, NY. It was founded in 1936 and has approximately $265.35 millions in assets.
Who can join?
If you live, work, worship, attend school, belong to a club, or conduct business in Nassau County, you are eligible for membership. Once you're a member, your parents, siblings, children, grandparents, grandchildren, and household members are also eligible for membership, even if they reside outside of Nassau County.
Sperry Federal Credit Union welcomes businesses and local organizations to join Sperry. Interested parties in Nassau County may request a free presentation for all employees and members to learn about Sperry's benefits.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1787 |
| Date Established | 1936 |
| Assets | $265.35 million |
| Loans | $167.72 million |
| Deposits | $241.23 million |
| Capital | $22.37 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, attend school, belong to a club, or conduct business in Nassau County.
Deposit Rates - April 22, 2025
Your Current Location: Washington, WA 98109
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
Loan Rates - April 22, 2025
Your Current Location: Washington, WA 98109
There are currently no loan rates available for Sperry Associates
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Washington 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.482% | 6.375% | 0.63 | $3,600 | $1,997 | Learn More |
NMLS ID: 2059741 |
6.687% | 6.624% | 0.63 | $2,096 | $2,049 | Learn More |
NMLS ID: 118653 License#: CL-118653 |
6.695% | 6.625% | 0.75 | $2,320 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.831% | 6.750% | 0.63 | $2,658 | $2,076 | Learn More |
Featured - Washington Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Achieve Loans See Table |
Intro APR 9.000 % After Intro: 9.000 % |
$0 |
Learn More
More Info |
Note to Sperry Associates
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Branches
Below are Sperry Associates branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Seattle,Washington
Sperry Associates Locations around zip code 98109
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 2623.96 | A | View Lobby Hours |
Climate Policy and Initiatives
SPERRY ASSOCIATES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Sperry Associates Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Sperry Associates. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Sperry Associates | U.S. Average |
|---|---|
| 2.18% | 7.07 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2024, Sperry Associates had $447,157 in non-current loans and $77,888 in owned assets. To cover these potential losses it had $22,366,165 in net worth and $1,725,366 in loans loss reserves. That gives it a Texas Ratio of 2.18%.
Net Worth
| Sperry Associates | U.S. Average |
|---|---|
| 8.42% | 14.25% |
Sperry Associates FCU has a net worth of 8.42% versus the BestCashCow average of 14.25. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Sperry Associates
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