Sperry Associates Federal Credit Union


Our records indicate that this credit union has been acquired by PENTAGON.


Headquarters

2400 Jericho Tpke
Garden City Par, NY 11040
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.85% →
1-Year CD 0.65% 0.85% →
2-Year CD 0.80% 0.80% →
5-Year CD 1.10% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sperry Associates is an NCUA insured institution located in Garden City Par, NY. It was founded in 1936 and has approximately $265.35 millions in assets.

Who can join?

If you live, work, worship, attend school, belong to a club, or conduct business in Nassau County, you are eligible for membership. Once you're a member, your parents, siblings, children, grandparents, grandchildren, and household members are also eligible for membership, even if they reside outside of Nassau County.
Sperry Federal Credit Union welcomes businesses and local organizations to join Sperry. Interested parties in Nassau County may request a free presentation for all employees and members to learn about Sperry's benefits.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1787
Date Established 1936
Assets $265.35 million
Loans $167.72 million
Deposits $241.23 million
Capital $22.37 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, belong to a club, or conduct business in Nassau County.

Deposit Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
30 Mo CD
0.90% $10,000 $14,999 Learn More
30 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.05% $10,000 $14,999 Learn More
48 Mo CD
1.05% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More

Loan Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SPERRY ASSOCIATES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CashCall Mortgage
NMLS ID: 128231
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to SPERRY ASSOCIATES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Sperry Associates branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Sperry Associates Locations



Climate Initiatives

SPERRY ASSOCIATES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Sperry Associates Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sperry Associates. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sperry Associates U.S. Average
2.18% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Sperry Associates had $447,157 in non-current loans and $77,888 in owned assets. To cover these potential losses it had $22,366,165 in net worth and $1,725,366 in loans loss reserves. That gives it a Texas Ratio of 2.18%.

Net Worth
Sperry Associates U.S. Average
8.42% 12.22%

Sperry Associates FCU has a net worth of 8.42% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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