Lomto Federal Credit Union


5024 Queens Blvd
Woodside, NY 11377
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Lomto is an NCUA insured institution located in Woodside, NY. It was founded in 1936 and has approximately $156.16 millions in assets.

Who can join?

Family members of existing LOMTO FCU Members, as well as members of LOMTO Inc., are eligible to be members of our credit union. In addition, certain areas of the west side of Manhattan are included in our field of membership. People who live, work, worship, attend school, businesses and other legal entities in this area are eligible for membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1532
Date Established 1936
Assets $156.16 million
Loans $127.74 million
Deposits $111.09 million
Capital $-54.00 million

Field of Membership Restrictions

Membership in LOMTO Federal Credit Union is open to those who live, work, worship or attend school in certain areas of the west side of Manhattan and to immediate family of existing members.

Deposit Rates - June 26, 2022

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Lomto

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Lomto

Note to Lomto
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - June 26, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LOMTO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
5.186% 5.125% 0.75 $1,728 $1,362 Learn More

Note to LOMTO
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Lomto branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Climate Initiatives

LOMTO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Lomto Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lomto. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lomto U.S. Average
-144.03% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Lomto had $20,401,010 in non-current loans and $19,532,915 in owned assets. To cover these potential losses it had $-53,995,419 in net worth and $26,268,552 in loans loss reserves. That gives it a Texas Ratio of -144.03%.

Net Worth
Lomto U.S. Average
-34.57% 12.36%

Lomto FCU has a net worth of -34.57% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for LOMTO

There are currently no comments for LOMTO. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →