DEEPWATER INDUSTRIES

Headquarters

PO BOX 42
Deepwater, NJ 08023
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.02% 0.95% →
1-Year CD 0.15% 1.01% →
2-Year CD 0.20% 0.95% →
5-Year CD 0.50% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Deepwater Industries is an NCUA insured institution located in Deepwater, NJ. It was founded in 1935 and has approximately $96.2 millions in assets.

NCUA Insured Yes
Charter Number # # 430
Date Established 1935
Assets $96.20 million
Loans $42.69 million
Deposits $89.38 million
Capital $7.13 million
 

Field of Membership Restrictions

Must be an employee and retirees of one of the several Select Employee Groups.

Deposit Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.02% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.15% $10,000 $14,999 Learn More
12 Mo CD
0.15% $100,000 $199,999 Learn More
24 Mo CD
0.20% $10,000 $14,999 Learn More
24 Mo CD
0.20% $100,000 $199,999 Learn More
36 Mo CD
0.30% $10,000 $14,999 Learn More
36 Mo CD
0.30% $100,000 $199,999 Learn More
48 Mo CD
0.40% $10,000 $14,999 Learn More
48 Mo CD
0.40% $100,000 $199,999 Learn More
60 Mo CD
0.50% $10,000 $14,999 Learn More
60 Mo CD
0.50% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for DEEPWATER INDUSTRIES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.575% 2.500% 1.00 $2,468 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to DEEPWATER INDUSTRIES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Deepwater Industries branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Deepwater Industries Locations


Financial Details

Deepwater Industries Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Deepwater Industries. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Deepwater Industries U.S. Average
4.70% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Deepwater Industries had $266,923 in non-current loans and $88,772 in owned assets. To cover these potential losses it had $7,126,609 in net worth and $436,853 in loans loss reserves. That gives it a Texas Ratio of 4.70%.

Net Worth
Deepwater Industries U.S. Average
7.4% 13.61%

Deepwater Industries FCU has a net worth of 7.4% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Deepwater Industries

Branches and Savings

What is Deepwater Industries?

A federal credit union, registered with the NCUA under certificate #430.
Learn more about credit unions here.

Is Deepwater Industries FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Deepwater Industries?

Please see Field of Membership information above for information on who is eligible to join.

What are Deepwater Industries's share account and share certificate rates?

Deepwater Industries's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Deepwater Industries?

Deepwater Industries has total capital of $7.13 million. Full information on Deepwater Industries's financial position is located above.

Who owns Deepwater Industries?

Credit Unions are owned by their members.

Where are Deepwater Industries branches located?

See branch locations nearby.

Are Deepwater Industries ATMs Open 24/7?

Do Deepwater Industries ATMs accept cash deposits?

Can Deepwater Industries customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Deepwater Industries have a mobile app?

Does Deepwater Industries have mobile deposit?

Does Deepwater Industries have quick pay?

How can Deepwater Industries transfer money to other banks or credit unions?

Does Deepwater Industries report to credit bureaus?

Does Deepwater Industries use Chexsystems?

Does Deepwater Industries use Equifax?

What is Deepwater Industries's toll free phone number?

What is Deepwater Industries's ACH Routing Number?

What is Deepwater Industries's SWIFT code?

Where can I find Deepwater Industries's wire transfer form?

What is the Deepwater Industries address for deposits?

What Products Does Deepwater Industries Offer

Does Deepwater Industries offer mortgages?

Compare mortgage rates here.

Does Deepwater Industries offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Deepwater Industries offer auto and RV loans?

Compare auto loan rates here.

Does Deepwater Industries offer student loans or personal loans?

Compare personal loan rates here.

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