3250 Riverwood Pkwy SE
Atlanta, GA 30339

Phone: 1-404-715-4725


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 66357
Date Established 1940
Assets $5,756.30 million
Loans $4,564.30 million
Deposits $4,987.33 million
Capital $725.76 million

Delta Community is an NCUA insured institution located in Atlanta, GA. It was founded in 1940 and has approximately $5756.3 millions in assets.

Who can join?

Membership Eligibility

Membership in Delta Community Credit Union is an exclusive benefit available to individuals who meet one of the following eligibility requirements:

Field of Membership Restrictions

Membership in Delta Community Credit Union is open to residents of Cobb, Cherokee, Clayton, Coweta, Fayette, DeKalb, Forsyth, Fulton, Gwinnett, Henry, or Hall Counties in Georgia. Membership is also open to employees of Delta Air Lines, Inc., Amerifleet Transportation, Corporate Services Management America, and over 150 groups and organizations.

Deposit Rates - April 19, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.60% $1,000 $9,999 Learn MoreShow Less
Money Market
0.70% $10,000 $24,999 Learn MoreShow Less
Money Market
0.80% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
1.60% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.10% $1,000 - Learn MoreShow Less
12 Mo CD
1.60% $1,000 - Learn MoreShow Less
24 Mo CD
1.70% $1,000 - Learn MoreShow Less
36 Mo CD
1.80% $1,000 - Learn MoreShow Less
60 Mo CD
2.30% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.57% $1 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $5,000 $24,999 Learn MoreShow Less

Loan Rates - April 19, 2019

Your Current Location: Washington, WA 98109

Auto Loan Rates APR Rate Monthly Payment
3 Year 2.68% 2.68% $723.51
4 Year 2.68% 2.68% $549.83
5 Year 2.68% 2.68% $445.67
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


Below are Delta Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Delta Community Locations

Financial Details

Delta Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Delta Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Delta Community U.S. Average
5.54% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Delta Community had $34,947,056 in non-current loans and $6,894,141 in owned assets. To cover these potential losses it had $725,760,486 in net worth and $29,770,100 in loans loss reserves. That gives it a Texas Ratio of 5.54%.

Net Worth
Delta Community U.S. Average
12.6% 13.61%

Delta Community FCU has a net worth of 12.6% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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