Delta Community Credit Union

Headquarters

3250 Riverwood Pkwy Se
Atlanta, GA 30339
See all branch locations →

Phone 1-404-715-4725

Notable Rates APY Vs.Others
Savings 0.15% 3.50% →
1-Year CD 0.80% 3.70% →
2-Year CD 1.00% 3.80% →
5-Year CD 1.35% 4.25% →
30-Year Mortgage 7.33% 6.20% →
15-Year Mortgage 6.74% 5.66% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Delta Community is an NCUA insured institution located in Atlanta, GA. It was founded in 1940 and has approximately $9181.74 millions in assets.

Who can join?

Membership Eligibility

Membership in Delta Community Credit Union is an exclusive benefit available to individuals who meet one of the following eligibility requirements:

https://www.deltacommunitycu.com/Top-Nav/Eligibility.aspx

NCUA Insured Yes / State-Chartered
Charter Number # # 66357
Date Established 1940
Assets $9,181.74 million
Loans $5,290.69 million
Deposits $8,324.63 million
Capital $907.02 million
 

Field of Membership Restrictions

Membership in Delta Community Credit Union is open to residents of Cobb, Cherokee, Clayton, Coweta, Fayette, DeKalb, Forsyth, Fulton, Gwinnett, Henry, or Hall Counties in Georgia. Membership is also open to employees of Delta Air Lines, Inc., Amerifleet Transportation, Corporate Services Management America, and over 150 groups and organizations.

Deposit Rates - October 4, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $1,000 - Learn More
12 Mo CD
0.80% $1,000 - Learn More
24 Mo CD
1.00% $1,000 - Learn More
36 Mo CD
1.00% $1,000 - Learn More

Loan Rates - October 4, 2022

Your Current Location: Connecticut, CT 06828

Auto Loan Rates APR Rate Monthly Payment
3 Year 2.68% 2.68% $723.51
4 Year 2.68% 2.68% $549.83
5 Year 2.68% 2.68% $445.67
Refinance Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


 

Branches

Below are Delta Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Delta Community Locations



Climate Initiatives

DELTA COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Delta Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Delta Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Delta Community U.S. Average
1.88% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Delta Community had $16,801,809 in non-current loans and $1,018,399 in owned assets. To cover these potential losses it had $907,021,000 in net worth and $39,310,912 in loans loss reserves. That gives it a Texas Ratio of 1.88%.

Net Worth
Delta Community U.S. Average
9.88% 12.28%

Delta Community FCU has a net worth of 9.88% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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