DELTA COMMUNITY

3250 Riverwood Pkwy SE
Atlanta, GA 30339

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 66357
Date Established 1940
Assets $5,792.10 million
Loans $4,577.95 million
Deposits $5,045.03 million
Capital $698.35 million

Delta Community is an NCUA insured institution located in Atlanta, GA. It was founded in 1940 and has approximately $5792.1 millions in assets.

Who can join?

Membership Eligibility

Membership in Delta Community Credit Union is an exclusive benefit available to individuals who meet one of the following eligibility requirements:

https://www.deltacommunitycu.com/Top-Nav/Eligibility.aspx

Field of Membership Restrictions

Membership in Delta Community Credit Union is open to residents of Cobb, Cherokee, Clayton, Coweta, Fayette, DeKalb, Forsyth, Fulton, Gwinnett, Henry, or Hall Counties in Georgia. Membership is also open to employees of Delta Air Lines, Inc., Amerifleet Transportation, Corporate Services Management America, and over 150 groups and organizations.

Deposit Rates - December 13, 2018

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.53% $1,000 $9,999 Learn MoreShow Less
Money Market
0.63% $10,000 $24,999 Learn MoreShow Less
Money Market
0.73% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.95% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.05% $1,000 - Learn MoreShow Less
12 Mo CD
1.95% $1,000 - Learn MoreShow Less
24 Mo CD
1.45% $1,000 - Learn MoreShow Less
36 Mo CD
1.75% $1,000 - Learn MoreShow Less
60 Mo CD
2.15% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.50% $1 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $5,000 $24,999 Learn MoreShow Less

Loan Rates - December 13, 2018

Your Current Location: Washington, WA 98109

Auto Loan Rates APR Rate Monthly Payment
3 Year 2.68% 2.68% $723.51
4 Year 2.68% 2.68% $549.83
5 Year 2.68% 2.68% $445.67
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are Delta Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Delta Community Locations

Financial Details

Delta Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Delta Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Delta Community U.S. Average
3.42% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Delta Community had $17,644,434 in non-current loans and $7,257,000 in owned assets. To cover these potential losses it had $698,349,088 in net worth and $29,786,825 in loans loss reserves. That gives it a Texas Ratio of 3.42%.

Net Worth
Delta Community U.S. Average
12.05% 13.21%

Delta Community FCU has a net worth of 12.05% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Delta Community

What is Delta Community?

A federal credit union, registered with the NCUA under certificate #66357.
Learn more about credit unions here.

Is Delta Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Delta Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Delta Community's share account and share certificate rates?

Delta Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Delta Community?

Delta Community has total capital of $698.35 million. Full information on Delta Community's financial position is located above.

Who owns Delta Community?

Credit Unions are owned by their members.

Where are Delta Community branches located?

See branch locations nearby.

Are Delta Community ATMs Open 24/7?

Do Delta Community ATMs accept cash deposits?

Can Delta Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Delta Community have a mobile app?

Does Delta Community have mobile deposit?

Does Delta Community have quick pay?

How can Delta Community transfer money to other banks or credit unions?

Does Delta Community report to credit bureaus?

Does Delta Community use Chexsystems?

Does Delta Community use Equifax?

What is Delta Community's toll free phone number?

What is Delta Community's ACH Routing Number?

What is Delta Community's SWIFT code?

Where can I find Delta Community's wire transfer form?

What is the Delta Community address for deposits?

What Products Does Delta Community Offer

Does Delta Community offer mortgages?

Compare mortgage rates here.

Does Delta Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Delta Community offer auto and RV loans?

Compare auto loan rates here.

Does Delta Community offer student loans or personal loans?

Compare personal loan rates here.

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*All images, logos and public notes on this page appear courtesy of Delta Community and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.