Medford, NY 11763
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Notable Rates APY Vs.Others
Savings 0.10% 1.40% →
1-Year CD 1.10% 1.15% →
2-Year CD 1.15% 1.26% →
5-Year CD 1.30% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Suffolk is an NCUA insured institution located in Medford, NY. It was founded in 1967 and has approximately $1210.33 millions in assets.

Who can join?

Membership is open to anyone who lives, works, worships, attends school, regularly conducts business in Suffolk County, NY, or is an immediate family member of a current member.

NCUA Insured Yes
Charter Number # # 17914
Date Established 1967
Assets $1,210.33 million
Loans $747.07 million
Deposits $1,057.15 million
Capital $115.36 million

Field of Membership Restrictions

Membership in Suffolk Federal Credit Union is open to those who live, work, worship, or attend school in Suffolk County, New York or an immediate family member of an existing member.

Deposit Rates - July 3, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $100 $4,999 Learn More
Money Market
0.35% $2,500 $24,999 Learn More
Money Market
0.50% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $500 - Learn More
6 Mo CD
0.80% $500 - Learn More
12 Mo CD
1.10% $500 - Learn More
24 Mo CD
1.15% $500 - Learn More
36 Mo CD
1.20% $500 - Learn More
48 Mo CD
1.25% $500 - Learn More
60 Mo CD
1.30% $500 - Learn More
Variable IRA Rates APY MIN MAX
0.10% $1 - Learn MoreShow Less
Fixed IRA
1.10% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $10,000 $24,999 Learn MoreShow Less

Loan Rates - July 3, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SUFFOLK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.039% 3.000% 0.50 $1,250 $1,055 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Suffolk branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Suffolk Locations

Financial Details

Suffolk Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Suffolk. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Suffolk U.S. Average
1.09% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Suffolk had $707,434 in non-current loans and $597,810 in owned assets. To cover these potential losses it had $115,364,842 in net worth and $4,287,717 in loans loss reserves. That gives it a Texas Ratio of 1.09%.

Net Worth
Suffolk U.S. Average
9.53% 13.86%

Suffolk FCU has a net worth of 9.53% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Suffolk

Branches and Savings

What is Suffolk?

A federal credit union, registered with the NCUA under certificate #17914.
Learn more about credit unions here.

Is Suffolk FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Suffolk?

Please see Field of Membership information above for information on who is eligible to join.

What are Suffolk's share account and share certificate rates?

Suffolk's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Suffolk?

Suffolk has total capital of $115.36 million. Full information on Suffolk's financial position is located above.

Who owns Suffolk?

Credit Unions are owned by their members.

Where are Suffolk branches located?

See branch locations nearby.

Are Suffolk ATMs Open 24/7?

Do Suffolk ATMs accept cash deposits?

Can Suffolk customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Suffolk have a mobile app?

Does Suffolk have mobile deposit?

Does Suffolk have quick pay?

How can Suffolk transfer money to other banks or credit unions?

Does Suffolk report to credit bureaus?

Does Suffolk use Chexsystems?

Does Suffolk use Equifax?

What is Suffolk's toll free phone number?

What is Suffolk's ACH Routing Number?

What is Suffolk's SWIFT code?

Where can I find Suffolk's wire transfer form?

What is the Suffolk address for deposits?

What Products Does Suffolk Offer

Does Suffolk offer mortgages?

Compare mortgage rates here.

Does Suffolk offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Suffolk offer auto and RV loans?

Compare auto loan rates here.

Does Suffolk offer student loans or personal loans?

Compare personal loan rates here.

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