Suffolk Federal Credit Union
Headquarters
3681 Horseblock Rd
Medford, NY 11763
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2024 Overview
General Credit Union Information
Suffolk is an NCUA insured institution located in Medford, NY. It was founded in 1967 and has approximately $1777.01 millions in assets.
Who can join?
Membership is open to anyone who lives, works, worships, attends school, regularly conducts business in Suffolk County, NY, or is an immediate family member of a current member.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 17914 |
| Date Established | 1967 |
| Assets | $1,777.01 million |
| Loans | $1,175.88 million |
| Deposits | $1,562.44 million |
| Capital | $152.83 million |
Field of Membership Restrictions
Membership in Suffolk Federal Credit Union is open to those who live, work, worship, or attend school in Suffolk County, New York or an immediate family member of an existing member.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.05% | $100 | - |
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|
|
Money Market
|
0.25% | $0 | $24,999 |
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|
|
Money Market
|
0.50% | $25,000 | $49,999 |
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|
Money Market
|
0.50% | $50,000 | $99,999 |
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|
|
Money Market
|
0.70% | $100,000 | $249,999 |
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|
Money Market
|
0.75% | $250,000 | $499,999 |
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|
|
Money Market
|
0.75% | $500,000 | $999,999 |
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|
|
Money Market
|
2.75% | $1,000,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.00% | $500 | - |
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|
| 9 Mo CD
|
5.10% | $500 | - |
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|
| 11 Month Liquid Certificate
|
2.85% | $10,000 | - |
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|
| 12 Mo CD
|
1.25% | $500 | - |
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|
| 18 Mo CD
|
3.80% | $500 | - |
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|
| 24 Mo CD
|
3.50% | $500 | - |
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|
| 36 Mo CD
|
3.30% | $500 | - |
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| 48 Mo CD
|
3.20% | $500 | - |
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|
| 60 Mo CD
|
3.10% | $500 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
0.10% | $0 | - | Learn More |
Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Suffolk
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.905% | 6.750% | 1.00 | $5,094 | $2,076 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to Suffolk
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Branches
Below are Suffolk branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SUFFOLK is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Suffolk Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Suffolk. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Suffolk | U.S. Average |
|---|---|
| 5.26% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Suffolk had $7,999,390 in non-current loans and $397,723 in owned assets. To cover these potential losses it had $152,832,372 in net worth and $6,684,762 in loans loss reserves. That gives it a Texas Ratio of 5.26%.
Net Worth
| Suffolk | U.S. Average |
|---|---|
| 8.6% | 13.62% |
Suffolk FCU has a net worth of 8.6% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Suffolk
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