Desert Rivers Federal Credit Union

Headquarters

P.o. Box 1047
Moab, UT 84532
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Desert Rivers is an NCUA insured institution located in Moab, UT. It was founded in 1957 and has approximately $112.9 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24918
Date Established 1957
Assets $112.90 million
Loans $96.84 million
Deposits $102.90 million
Capital $9.56 million
 

Deposit Rates - September 23, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for Desert Rivers

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Loan Rates - September 23, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Desert Rivers

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are Desert Rivers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Desert Rivers Locations around zip code 85001


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Climate Policy and Initiatives

DESERT RIVERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Desert Rivers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Desert Rivers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Desert Rivers U.S. Average
9.23% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Desert Rivers had $919,778 in non-current loans and $1,175 in owned assets. To cover these potential losses it had $9,564,976 in net worth and $412,347 in loans loss reserves. That gives it a Texas Ratio of 9.23%.

Net Worth
Desert Rivers U.S. Average
8.47% 14.48%

Desert Rivers FCU has a net worth of 8.47% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Desert Rivers

1.0 out of 5 based on 1 rating


  • October 13, 2022 |

    The people at the Blanding branch are great. The customer service is horrible. No reason to ever call them. They have absolutely nothing to offer. They did help me consolidate my debt at the Blanding branch. They also approved me for a VISA platnum, but then they canceled the account with no explanation. The day that I got it in the mail. I work for Utah State University. I figure I should be with Golden Valley Credit Union anyways. You can keep your VISA Desert Rivers, and I'll be taking my Auto Loan to Golden Valley as well. Bye Desert Rivers. Your customer service representatives were rude and useless.


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