PO Box1080
Malvern, AR 72104


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 13762
Date Established 1960
Assets $66.16 million
Loans $48.15 million
Deposits $56.17 million
Capital $9.21 million

Diamond Lakes is an NCUA insured institution located in Malvern, AR. It was founded in 1960 and has approximately $66.16 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or regularly conduct business in and employers and organizations in the Diamond Lakes Region: Garland, Hot Spring, Clark, Grant, Pike and Montgomery Counties and all of Hot Springs Village.

Deposit Rates - September 15, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA
0.55% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $500 - Learn MoreShow Less
12 Mo CD
0.55% $500 - Learn MoreShow Less
18 Mo CD
0.65% $500 - Learn MoreShow Less
24 Mo CD
0.85% $500 - Learn MoreShow Less
30 Mo CD
0.90% $500 - Learn MoreShow Less
36 Mo CD
1.31% $500 - Learn MoreShow Less
48 Mo CD
1.41% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.40% $25 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1,000 - Learn MoreShow Less

Loan Rates - September 15, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for DIAMOND LAKES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

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Below are Diamond Lakes branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Diamond Lakes Locations

Financial Details

Diamond Lakes Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Diamond Lakes. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Diamond Lakes U.S. Average
8.10% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Diamond Lakes had $699,258 in non-current loans and $69,658 in owned assets. To cover these potential losses it had $9,213,626 in net worth and $278,528 in loans loss reserves. That gives it a Texas Ratio of 8.10%.

Net Worth
Diamond Lakes U.S. Average
13.92% 13.47%

Diamond Lakes FCU has a net worth of 13.92% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Diamond Lakes

Branches and Savings

What is Diamond Lakes?

A federal credit union, registered with the NCUA under certificate #13762.
Learn more about credit unions here.

Is Diamond Lakes FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Diamond Lakes?

Please see Field of Membership information above for information on who is eligible to join.

What are Diamond Lakes's share account and share certificate rates?

Diamond Lakes's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Diamond Lakes?

Diamond Lakes has total capital of $9.21 million. Full information on Diamond Lakes's financial position is located above.

Who owns Diamond Lakes?

Credit Unions are owned by their members.

Where are Diamond Lakes branches located?

See branch locations nearby.

Are Diamond Lakes ATMs Open 24/7?

Do Diamond Lakes ATMs accept cash deposits?

Can Diamond Lakes customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Diamond Lakes have a mobile app?

Does Diamond Lakes have mobile deposit?

Does Diamond Lakes have quick pay?

How can Diamond Lakes transfer money to other banks or credit unions?

Does Diamond Lakes report to credit bureaus?

Does Diamond Lakes use Chexsystems?

Does Diamond Lakes use Equifax?

What is Diamond Lakes's toll free phone number?

What is Diamond Lakes's ACH Routing Number?

What is Diamond Lakes's SWIFT code?

Where can I find Diamond Lakes's wire transfer form?

What is the Diamond Lakes address for deposits?

What Products Does Diamond Lakes Offer

Does Diamond Lakes offer mortgages?

Compare mortgage rates here.

Does Diamond Lakes offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Diamond Lakes offer auto and RV loans?

Compare auto loan rates here.

Does Diamond Lakes offer student loans or personal loans?

Compare personal loan rates here.

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