Diamond Lakes Federal Credit Union

Headquarters

Po Box1080
Malvern, AR 72104
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.15% →
1-Year CD 0.30% 1.50% →
2-Year CD 0.60% 2.86% →
5-Year CD N.A. 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Diamond Lakes is an NCUA insured institution located in Malvern, AR. It was founded in 1960 and has approximately $82.65 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13762
Date Established 1960
Assets $82.65 million
Loans $34.74 million
Deposits $70.66 million
Capital $11.01 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or regularly conduct business in and employers and organizations in the Diamond Lakes Region: Garland, Hot Spring, Clark, Grant, Pike and Montgomery Counties and all of Hot Springs Village.

Deposit Rates - May 27, 2022

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
18 Mo CD
0.40% $10,000 $14,999 Learn More
18 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
30 Mo CD
0.65% $10,000 $14,999 Learn More
30 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 27, 2022

Your Current Location: Washington, WA 98101

There are currently no loan rates available for DIAMOND LAKES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.887% 5.750% 1.00 $3,750 $1,459 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
4.867% 4.750% 1.00 $3,402 $1,305 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
2.750 %
After Intro: 5.590 %
Intro Period: 6 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to DIAMOND LAKES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Diamond Lakes branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Diamond Lakes Locations



Climate Initiatives

DIAMOND LAKES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Diamond Lakes Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Diamond Lakes. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Diamond Lakes U.S. Average
3.51% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Diamond Lakes had $360,293 in non-current loans and $35,000 in owned assets. To cover these potential losses it had $11,005,844 in net worth and $242,958 in loans loss reserves. That gives it a Texas Ratio of 3.51%.

Net Worth
Diamond Lakes U.S. Average
13.31% 12.36%

Diamond Lakes FCU has a net worth of 13.31% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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