Detroit, MI 48207
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 1.40% →
1-Year CD 0.80% 1.10% →
2-Year CD 0.90% 1.26% →
5-Year CD 1.25% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Diversified Members is an NCUA insured institution located in Detroit, MI. It was founded in 1929 and has approximately $432.96 millions in assets.

Who can join?

Membership at Detroit Metropolitan Credit Union is open to any person employed by the City of Detroit and family members, as well as any residents who live, work, attend school or worship in Wayne, Oakland or Macomb County.

NCUA Insured Yes
Charter Number # # 62339
Date Established 1929
Assets $432.96 million
Loans $173.94 million
Deposits $343.75 million
Capital $86.66 million

Field of Membership Restrictions

Membership in Diversified Members Credit Union is open to anyone who lives, works, or worships in the state of Michigan.

Deposit Rates - July 16, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.20% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.70% $10,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 16, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for DIVERSIFIED MEMBERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.950% 2.875% 1.00 $2,425 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Diversified Members branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Diversified Members Locations

Financial Details

Diversified Members Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Diversified Members. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Diversified Members U.S. Average
1.96% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Diversified Members had $1,561,824 in non-current loans and $182,728 in owned assets. To cover these potential losses it had $86,660,717 in net worth and $2,472,894 in loans loss reserves. That gives it a Texas Ratio of 1.96%.

Net Worth
Diversified Members U.S. Average
20.01% 13.61%

Diversified Members FCU has a net worth of 20.01% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Diversified Members

Branches and Savings

What is Diversified Members?

A federal credit union, registered with the NCUA under certificate #62339.
Learn more about credit unions here.

Is Diversified Members FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Diversified Members?

Please see Field of Membership information above for information on who is eligible to join.

What are Diversified Members's share account and share certificate rates?

Diversified Members's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Diversified Members?

Diversified Members has total capital of $86.66 million. Full information on Diversified Members's financial position is located above.

Who owns Diversified Members?

Credit Unions are owned by their members.

Where are Diversified Members branches located?

See branch locations nearby.

Are Diversified Members ATMs Open 24/7?

Do Diversified Members ATMs accept cash deposits?

Can Diversified Members customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Diversified Members have a mobile app?

Does Diversified Members have mobile deposit?

Does Diversified Members have quick pay?

How can Diversified Members transfer money to other banks or credit unions?

Does Diversified Members report to credit bureaus?

Does Diversified Members use Chexsystems?

Does Diversified Members use Equifax?

What is Diversified Members's toll free phone number?

What is Diversified Members's ACH Routing Number?

What is Diversified Members's SWIFT code?

Where can I find Diversified Members's wire transfer form?

What is the Diversified Members address for deposits?

What Products Does Diversified Members Offer

Does Diversified Members offer mortgages?

Compare mortgage rates here.

Does Diversified Members offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Diversified Members offer auto and RV loans?

Compare auto loan rates here.

Does Diversified Members offer student loans or personal loans?

Compare personal loan rates here.

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