Diversified Members Credit Union

Headquarters

1480 E Jefferson Ave
Detroit, MI 48207
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 4.35% →
1-Year CD 0.80% 4.59% →
2-Year CD 0.90% 4.47% →
5-Year CD 1.25% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Diversified Members is an NCUA insured institution located in Detroit, MI. It was founded in 1929 and has approximately $595.49 millions in assets.

Who can join?

Membership at Detroit Metropolitan Credit Union is open to any person employed by the City of Detroit and family members, as well as any residents who live, work, attend school or worship in Wayne, Oakland or Macomb County.

NCUA Insured Yes / State-Chartered
Charter Number # # 62339
Date Established 1929
Assets $595.49 million
Loans $266.88 million
Deposits $461.98 million
Capital $86.33 million
 

Field of Membership Restrictions

Membership in Diversified Members Credit Union is open to anyone who lives, works, or worships in the state of Michigan.

Deposit Rates - September 30, 2026

Your Current Location: New York, NY

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.70% $10,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 30, 2026

Your Current Location: New York, NY

There are currently no loan rates available for Diversified Members

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - New York Home Equity Line Of Credit Rates 2026

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Note to Diversified Members
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Branches

Below are Diversified Members branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Massapequa Park,New York


Diversified Members Locations


BranchDistance Map View Lobby Hours

Novi Branch

316.18 A View Lobby Hours

Main Office

520.57 B View Lobby Hours

Central Collegiate Academy

525.53 C View Lobby Hours

Clawson

529.81 D View Lobby Hours


Climate Policy and Initiatives

DIVERSIFIED MEMBERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Diversified Members Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Diversified Members. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Diversified Members U.S. Average
6.65% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Diversified Members had $5,835,873 in non-current loans and $50,868 in owned assets. To cover these potential losses it had $86,327,493 in net worth and $2,170,841 in loans loss reserves. That gives it a Texas Ratio of 6.65%.

Net Worth
Diversified Members U.S. Average
14.5% 14.48%

Diversified Members FCU has a net worth of 14.5% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Diversified Members

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