El Cajon, CA 92021

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 1.26% 2.20% →
2-Year CD 1.06% 2.20% →
5-Year CD 2.27% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

East County Schools is an NCUA insured institution located in El Cajon, CA. It was founded in 1956 and has approximately $120.83 millions in assets.

NCUA Insured Yes
Charter Number # # 11099
Date Established 1956
Assets $120.83 million
Loans $81.06 million
Deposits $105.35 million
Capital $10.65 million

Field of Membership Restrictions

Membership in East County Schools Federal Credit Union is open to employees who work in the East County educational community.

Deposit Rates - February 18, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,500 $9,999 Learn MoreShow Less
Money Market
0.15% $10,000 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 $49,999 Learn MoreShow Less
1.21% $1,000 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.70% $10,000 $49,999 Learn MoreShow Less
0.80% $10,000 $49,999 Learn MoreShow Less
1.26% $10,000 $49,999 Learn MoreShow Less
1.36% $10,000 $49,999 Learn MoreShow Less
24 Mo CD
1.06% $10,000 $49,999 Learn MoreShow Less
30 Mo CD
1.06% $10,000 $49,999 Learn MoreShow Less
36 Mo CD
1.44% $10,000 $49,999 Learn MoreShow Less
1.87% $10,000 $49,999 Learn MoreShow Less
60 Mo CD
2.27% $10,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.10% $5 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 - Learn MoreShow Less

Loan Rates - February 18, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for EAST COUNTY SCHOOLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.378% 3.375% 0.00 $92 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are East County Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

East County Schools Locations

Financial Details

East County Schools Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of East County Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
East County Schools U.S. Average
0.80% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, East County Schools had $88,099 in non-current loans and $0 in owned assets. To cover these potential losses it had $10,649,585 in net worth and $330,301 in loans loss reserves. That gives it a Texas Ratio of 0.80%.

Net Worth
East County Schools U.S. Average
8.81% 13.65%

East County Schools FCU has a net worth of 8.81% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About East County Schools

Branches and Savings

What is East County Schools?

A federal credit union, registered with the NCUA under certificate #11099.
Learn more about credit unions here.

Is East County Schools FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join East County Schools?

Please see Field of Membership information above for information on who is eligible to join.

What are East County Schools's share account and share certificate rates?

East County Schools's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is East County Schools?

East County Schools has total capital of $10.65 million. Full information on East County Schools's financial position is located above.

Who owns East County Schools?

Credit Unions are owned by their members.

Where are East County Schools branches located?

See branch locations nearby.

Are East County Schools ATMs Open 24/7?

Do East County Schools ATMs accept cash deposits?

Can East County Schools customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does East County Schools have a mobile app?

Does East County Schools have mobile deposit?

Does East County Schools have quick pay?

How can East County Schools transfer money to other banks or credit unions?

Does East County Schools report to credit bureaus?

Does East County Schools use Chexsystems?

Does East County Schools use Equifax?

What is East County Schools's toll free phone number?

What is East County Schools's ACH Routing Number?

What is East County Schools's SWIFT code?

Where can I find East County Schools's wire transfer form?

What is the East County Schools address for deposits?

What Products Does East County Schools Offer

Does East County Schools offer mortgages?

Compare mortgage rates here.

Does East County Schools offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does East County Schools offer auto and RV loans?

Compare auto loan rates here.

Does East County Schools offer student loans or personal loans?

Compare personal loan rates here.

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