Education 1st

Headquarters

1250 Country Hills Dr
Ogden, UT 84403
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.90% 0.70% →
2-Year CD 1.21% 0.75% →
5-Year CD 1.76% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Education 1st is an NCUA insured institution located in Ogden, UT. It was founded in 1932 and has approximately $41.73 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67127
Date Established 1932
Assets $41.73 million
Loans $29.63 million
Deposits $37.68 million
Capital $3.97 million
 

Field of Membership Restrictions

You're eligible to join Education First Federal Credit Union if you meet one of these criteria: You live, work, worship, volunteer, or attend school in the following counties: Hardin, Jasper, Jefferson, Newton, Orange, and Tyler. You are a current or retired employee of the East Chambers or High Island Independent School Districts. You are a family member of an Education First member (e.g., spouse, children, parents, sibling).

Deposit Rates - July 26, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.76% $500 - Learn More
12 Mo CD
0.90% $500 - Learn More
18 Mo CD
0.70% $500 - Learn More
24 Mo CD
1.21% $500 - Learn More
36 Mo CD
1.41% $500 - Learn More
60 Mo CD
1.76% $500 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less

Loan Rates - July 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for EDUCATION 1ST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.580% 2.490% 0.75 $2,960 $987 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to EDUCATION 1ST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Education 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Education 1st Locations


Financial Details

Education 1st Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Education 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Education 1st U.S. Average
1.80% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Education 1st had $49,795 in non-current loans and $24,612 in owned assets. To cover these potential losses it had $3,965,183 in net worth and $162,835 in loans loss reserves. That gives it a Texas Ratio of 1.80%.

Net Worth
Education 1st U.S. Average
9.94% 12.20%

Education 1st FCU has a net worth of 9.94% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Education 1st

Branches and Savings

What is Education 1st?

A credit union, registered with the NCUA under certificate #67127.
Learn more about credit unions here.

Is Education 1st FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Education 1st is insured by the NCUA.

Who can join Education 1st?

Please see Field of Membership information above for information on who is eligible to join.

What are Education 1st's share account and share certificate rates?

Education 1st's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Education 1st?

Education 1st has total capital of $3.97 million. Full information on Education 1st's financial position is located above.

Who owns Education 1st?

Credit Unions are owned by their members.

Where are Education 1st branches located?

See branch locations nearby.

Are Education 1st ATMs Open 24/7?

Do Education 1st ATMs accept cash deposits?

Can Education 1st customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Education 1st have a mobile app?

Does Education 1st have mobile deposit?

Does Education 1st have quick pay?

How can Education 1st transfer money to other banks or credit unions?

Does Education 1st report to credit bureaus?

Does Education 1st use Chexsystems?

Does Education 1st use Equifax?

What is Education 1st's toll free phone number?

What is Education 1st's ACH Routing Number?

What is Education 1st's SWIFT code?

Where can I find Education 1st's wire transfer form?

What is the Education 1st address for deposits?

What Products Does Education 1st Offer

Does Education 1st offer mortgages?

Compare mortgage rates here.

Does Education 1st offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Education 1st offer auto and RV loans?

Compare auto loan rates here.

Does Education 1st offer student loans or personal loans?

Compare personal loan rates here.

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