Education Personnel Federal Credit Union

Headquarters

1102 N Walnut St
Danville, IL 61832
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.55% 5.55% →
1-Year CD N.A. 5.41% →
2-Year CD N.A. 5.25% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Education Personnel is an NCUA insured institution located in Danville, IL. It was founded in 1937 and has approximately $69.98 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1969
Date Established 1937
Assets $69.98 million
Loans $37.20 million
Deposits $63.16 million
Capital $8.30 million
 

Field of Membership Restrictions

Must be an employee of any public, private or parochial school in Vermillion County, Illinois or be an employee of the Center for Children's Services, Crosspoint or Danville Area Community College.

Deposit Rates - May 18, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.55% $2,500 $4,999 Learn More
Money Market
1.01% $10,000 $14,999 Learn More
Money Market
1.01% $25,000 $29,999 Learn More

Variable IRA Rates APY MIN MAX
Var IRA
1.31% $1 $499 Learn MoreShow Less

Loan Rates - May 18, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Education Personnel

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.638% 6.500% 0.88 $4,602 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.967% 6.875% 0.75 $2,988 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Education Personnel
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Branches

Below are Education Personnel branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Education Personnel Locations



Climate Policy and Initiatives

EDUCATION PERSONNEL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Education Personnel Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Education Personnel. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Education Personnel U.S. Average
5.62% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Education Personnel had $452,428 in non-current loans and $16,000 in owned assets. To cover these potential losses it had $8,298,037 in net worth and $38,085 in loans loss reserves. That gives it a Texas Ratio of 5.62%.

Net Worth
Education Personnel U.S. Average
11.85% 13.62%

Education Personnel FCU has a net worth of 11.85% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Education Personnel

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