Education Personnel Federal Credit Union

Headquarters

1102 N Walnut St
Danville, IL 61832
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.55% 2.55% →
1-Year CD N.A. 2.80% →
2-Year CD N.A. 3.20% →
5-Year CD N.A. 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Education Personnel is an NCUA insured institution located in Danville, IL. It was founded in 1937 and has approximately $74.93 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1969
Date Established 1937
Assets $74.93 million
Loans $32.99 million
Deposits $68.82 million
Capital $7.33 million
 

Field of Membership Restrictions

Must be an employee of any public, private or parochial school in Vermillion County, Illinois or be an employee of the Center for Children's Services, Crosspoint or Danville Area Community College.

Deposit Rates - August 16, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
1.01% $10,000 $14,999 Learn More
Money Market
1.01% $25,000 $29,999 Learn More
Learn more about these great rates:

1.90% APY Savings Connect from CIT Bank
2.00% APY 11 Month No Penalty CD from CIT Bank

Variable IRA Rates APY MIN MAX
Var IRA
1.31% $1 $499 Learn MoreShow Less

Loan Rates - August 16, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for EDUCATION PERSONNEL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CHASE
NMLS ID: 399798
5.570% 5.490% 0.88 $2,225 $1,418 Learn More
Morty, Inc.
NMLS ID: 1429243
4.683% 4.625% 0.63 $1,700 $1,286 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.990 %
After Intro: 6.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to EDUCATION PERSONNEL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Education Personnel branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Education Personnel Locations



Climate Initiatives

EDUCATION PERSONNEL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Education Personnel Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Education Personnel. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Education Personnel U.S. Average
3.00% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Education Personnel had $205,915 in non-current loans and $16,000 in owned assets. To cover these potential losses it had $7,328,185 in net worth and $69,360 in loans loss reserves. That gives it a Texas Ratio of 3.00%.

Net Worth
Education Personnel U.S. Average
9.78% 12.28%

Education Personnel FCU has a net worth of 9.78% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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