Danville, IL 61832

Notable Rates APY Vs.Others
Savings 0.55% 2.20% →
1-Year CD N.A. 2.20% →
2-Year CD N.A. 2.20% →
5-Year CD N.A. 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Education Personnel is an NCUA insured institution located in Danville, IL. It was founded in 1937 and has approximately $55.34 millions in assets.

NCUA Insured Yes
Charter Number # # 1969
Date Established 1937
Assets $55.34 million
Loans $28.44 million
Deposits $48.17 million
Capital $7.12 million

Field of Membership Restrictions

Must be an employee of any public, private or parochial school in Vermillion County, Illinois or be an employee of the Center for Children's Services, Crosspoint or Danville Area Community College.

Deposit Rates - February 25, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
1.01% $10,000 - Learn MoreShow Less
Learn more about these great rates:

Variable IRA Rates APY MIN MAX
1.31% $1 - Learn MoreShow Less

Loan Rates - February 25, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for EDUCATION PERSONNEL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
NMLS ID: 2890
License#: 13256
3.159% 3.125% 0.38 $1,085 $1,071 Learn More
Rocket Mortgage
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Education Personnel branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Education Personnel Locations

Financial Details

Education Personnel Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Education Personnel. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Education Personnel U.S. Average
3.43% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Education Personnel had $246,359 in non-current loans and $0 in owned assets. To cover these potential losses it had $7,122,014 in net worth and $52,680 in loans loss reserves. That gives it a Texas Ratio of 3.43%.

Net Worth
Education Personnel U.S. Average
12.86% 13.65%

Education Personnel FCU has a net worth of 12.86% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Education Personnel

Branches and Savings

What is Education Personnel?

A federal credit union, registered with the NCUA under certificate #1969.
Learn more about credit unions here.

Is Education Personnel FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Education Personnel?

Please see Field of Membership information above for information on who is eligible to join.

What are Education Personnel's share account and share certificate rates?

Education Personnel's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Education Personnel?

Education Personnel has total capital of $7.12 million. Full information on Education Personnel's financial position is located above.

Who owns Education Personnel?

Credit Unions are owned by their members.

Where are Education Personnel branches located?

See branch locations nearby.

Are Education Personnel ATMs Open 24/7?

Do Education Personnel ATMs accept cash deposits?

Can Education Personnel customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Education Personnel have a mobile app?

Does Education Personnel have mobile deposit?

Does Education Personnel have quick pay?

How can Education Personnel transfer money to other banks or credit unions?

Does Education Personnel report to credit bureaus?

Does Education Personnel use Chexsystems?

Does Education Personnel use Equifax?

What is Education Personnel's toll free phone number?

What is Education Personnel's ACH Routing Number?

What is Education Personnel's SWIFT code?

Where can I find Education Personnel's wire transfer form?

What is the Education Personnel address for deposits?

What Products Does Education Personnel Offer

Does Education Personnel offer mortgages?

Compare mortgage rates here.

Does Education Personnel offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Education Personnel offer auto and RV loans?

Compare auto loan rates here.

Does Education Personnel offer student loans or personal loans?

Compare personal loan rates here.

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