Edwards Federal Credit Union


10 S Muroc Dr
Edwards, CA 93524
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.65% →
1-Year CD 0.60% 2.02% →
2-Year CD 0.65% 3.00% →
5-Year CD 0.75% 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Edwards is an NCUA insured institution located in Edwards, CA. It was founded in 1962 and has approximately $253.87 millions in assets.

Who can join?

Everyone who lives, works, worships, or attends school in the Antelope Valley can now join the Credit Union. This now includes:
Acton, Antelope Acres, Boron, California City, Crystal Lake, Edwards, Elizabeth Lake, Lake Hughes, Lake Los Angeles, Lancaster, Leona Valley, Little Rock, Llano, Mojave, North Edwards, Palmdale, Paris, Pearblossom, Quartz Hill, Rosamond, Tehachapi, Willow Springs, and Yermo.

Families of eligible Edwards FCU members can join too, no matter where they live, including children, parents, siblings, grandparents, and any members of the household economic-unit.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14830
Date Established 1962
Assets $253.87 million
Loans $103.19 million
Deposits $237.62 million
Capital $15.89 million

Field of Membership Restrictions

Must live, work or attend school in the Antelope Valley.

Deposit Rates - June 27, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.70% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More

Loan Rates - June 27, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for EDWARDS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
5.807% 5.625% 1.00 $5,000 $1,440 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Edwards branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Edwards Locations

Climate Initiatives

EDWARDS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Edwards Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Edwards. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Edwards U.S. Average
3.29% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Edwards had $477,116 in non-current loans and $53,095 in owned assets. To cover these potential losses it had $15,887,938 in net worth and $235,082 in loans loss reserves. That gives it a Texas Ratio of 3.29%.

Net Worth
Edwards U.S. Average
6.42% 12.36%

Edwards FCU has a net worth of 6.42% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for EDWARDS

There are currently no comments for EDWARDS. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →