10 S Muroc Dr
Edwards, CA 93524
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.60% 0.70% →
2-Year CD 0.65% 0.75% →
5-Year CD 0.75% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Edwards is an NCUA insured institution located in Edwards, CA. It was founded in 1962 and has approximately $242.07 millions in assets.

Who can join?

Everyone who lives, works, worships, or attends school in the Antelope Valley can now join the Credit Union. This now includes:
Acton, Antelope Acres, Boron, California City, Crystal Lake, Edwards, Elizabeth Lake, Lake Hughes, Lake Los Angeles, Lancaster, Leona Valley, Little Rock, Llano, Mojave, North Edwards, Palmdale, Paris, Pearblossom, Quartz Hill, Rosamond, Tehachapi, Willow Springs, and Yermo.

Families of eligible Edwards FCU members can join too, no matter where they live, including children, parents, siblings, grandparents, and any members of the household economic-unit.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14830
Date Established 1962
Assets $242.07 million
Loans $95.68 million
Deposits $224.39 million
Capital $15.94 million

Field of Membership Restrictions

Must live, work or attend school in the Antelope Valley.

Deposit Rates - September 19, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.70% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More

Loan Rates - September 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for EDWARDS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 330511
2.933% 2.875% 0.75 $1,860 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Edwards branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Edwards Locations

Financial Details

Edwards Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Edwards. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Edwards U.S. Average
1.72% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Edwards had $227,255 in non-current loans and $53,095 in owned assets. To cover these potential losses it had $15,941,473 in net worth and $337,287 in loans loss reserves. That gives it a Texas Ratio of 1.72%.

Net Worth
Edwards U.S. Average
6.58% 12.20%

Edwards FCU has a net worth of 6.58% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Edwards

Branches and Savings

What is Edwards?

A federal credit union, registered with the NCUA under certificate #14830.
Learn more about credit unions here.

Is Edwards FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Edwards is insured by the NCUA.

Who can join Edwards?

Please see Field of Membership information above for information on who is eligible to join.

What are Edwards's share account and share certificate rates?

Edwards's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Edwards?

Edwards has total capital of $15.94 million. Full information on Edwards's financial position is located above.

Who owns Edwards?

Credit Unions are owned by their members.

Where are Edwards branches located?

See branch locations nearby.

Are Edwards ATMs Open 24/7?

Do Edwards ATMs accept cash deposits?

Can Edwards customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Edwards have a mobile app?

Does Edwards have mobile deposit?

Does Edwards have quick pay?

How can Edwards transfer money to other banks or credit unions?

Does Edwards report to credit bureaus?

Does Edwards use Chexsystems?

Does Edwards use Equifax?

What is Edwards's toll free phone number?

What is Edwards's ACH Routing Number?

What is Edwards's SWIFT code?

Where can I find Edwards's wire transfer form?

What is the Edwards address for deposits?

What Products Does Edwards Offer

Does Edwards offer mortgages?

Compare mortgage rates here.

Does Edwards offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Edwards offer auto and RV loans?

Compare auto loan rates here.

Does Edwards offer student loans or personal loans?

Compare personal loan rates here.

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