EDWARDS

10 S MUROC DR
Edwards, CA 93524

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 14830
Date Established 1962
Assets $201.55 million
Loans $76.13 million
Deposits $185.14 million
Capital $14.95 million

Edwards is an NCUA insured institution located in Edwards, CA. It was founded in 1962 and has approximately $201.55 millions in assets.

Who can join?

Everyone who lives, works, worships, or attends school in the Antelope Valley can now join the Credit Union. This now includes:
Acton, Antelope Acres, Boron, California City, Crystal Lake, Edwards, Elizabeth Lake, Lake Hughes, Lake Los Angeles, Lancaster, Leona Valley, Little Rock, Llano, Mojave, North Edwards, Palmdale, Paris, Pearblossom, Quartz Hill, Rosamond, Tehachapi, Willow Springs, and Yermo.

Families of eligible Edwards FCU members can join too, no matter where they live, including children, parents, siblings, grandparents, and any members of the household economic-unit.

Field of Membership Restrictions

Must live, work or attend school in the Antelope Valley.

Deposit Rates - January 22, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,500 $9,999 Learn MoreShow Less
Money Market
0.10% $10,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.47% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.57% $1,000 - Learn MoreShow Less
12 Mo CD
1.47% $1,000 - Learn MoreShow Less
24 Mo CD
1.67% $1,000 - Learn MoreShow Less
36 Mo CD
1.87% $1,000 - Learn MoreShow Less
48 Mo CD
2.17% $1,000 - Learn MoreShow Less
60 Mo CD
2.27% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $50 - Learn MoreShow Less

Loan Rates - January 22, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for EDWARDS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Figure Home Equity Loan Plus
Figure Home Equity Loan Plus
8.000 %
N/A Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to EDWARDS
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Edwards branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Edwards Locations

Financial Details

Edwards Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Edwards. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Edwards U.S. Average
2.66% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Edwards had $206,378 in non-current loans and $205,681 in owned assets. To cover these potential losses it had $14,945,098 in net worth and $553,903 in loans loss reserves. That gives it a Texas Ratio of 2.66%.

Net Worth
Edwards U.S. Average
7.41% 13.21%

Edwards FCU has a net worth of 7.41% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of EDWARDS and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.