Electricians' Local 349 Credit Union

Headquarters

1657 Nw 17th Ave
Miami, FL 33125
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Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.60% →
2-Year CD N.A. 4.90% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Electricians' Local 349 is an NCUA insured institution located in Miami, FL. It was founded in 1947 and has approximately $5.16 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67338
Date Established 1947
Assets $5.16 million
Loans $1.39 million
Deposits $4.27 million
Capital $0.83 million
 

Deposit Rates - April 29, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Electricians' Local 349

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Loan Rates - April 29, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Electricians' Local 349

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
7.004% 6.875% 0.63 $4,192 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More

Note to Electricians' Local 349
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Branches

Below are Electricians' Local 349 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Electricians' Local 349 Locations



Climate Policy and Initiatives

ELECTRICIANS' LOCAL 349 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Electricians' Local 349 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Electricians' Local 349. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Electricians' Local 349 U.S. Average
14.01% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Electricians' Local 349 had $96,579 in non-current loans and $22,000 in owned assets. To cover these potential losses it had $829,840 in net worth and $16,456 in loans loss reserves. That gives it a Texas Ratio of 14.01%.

Net Worth
Electricians' Local 349 U.S. Average
16.07% 13.62%

Electricians' Local 349 FCU has a net worth of 16.07% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Electricians' Local 349

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