600 W 3rd Ave N
Aurora, MN 55705
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 1.05% →
1-Year CD 0.50% 1.05% →
2-Year CD 0.60% 1.11% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Embarrass Vermillion is an NCUA insured institution located in Aurora, MN. It was founded in 1941 and has approximately $40.36 millions in assets.

NCUA Insured Yes
Charter Number # # 4708
Date Established 1941
Assets $40.36 million
Loans $29.86 million
Deposits $34.58 million
Capital $5.57 million

Field of Membership Restrictions

Membership is open to those who work, worship or attend school in Northern St. Louis County north of Highway 16.

Deposit Rates - August 11, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.30% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.90% $1 $499 Learn MoreShow Less

Loan Rates - August 11, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for EMBARRASS VERMILLION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

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Below are Embarrass Vermillion branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Embarrass Vermillion Locations

Financial Details

Embarrass Vermillion Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Embarrass Vermillion. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Embarrass Vermillion U.S. Average
5.96% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Embarrass Vermillion had $295,226 in non-current loans and $43,193 in owned assets. To cover these potential losses it had $5,566,810 in net worth and $109,552 in loans loss reserves. That gives it a Texas Ratio of 5.96%.

Net Worth
Embarrass Vermillion U.S. Average
13.79% 13.61%

Embarrass Vermillion FCU has a net worth of 13.79% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Embarrass Vermillion

Branches and Savings

What is Embarrass Vermillion?

A federal credit union, registered with the NCUA under certificate #4708.
Learn more about credit unions here.

Is Embarrass Vermillion FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Embarrass Vermillion?

Please see Field of Membership information above for information on who is eligible to join.

What are Embarrass Vermillion's share account and share certificate rates?

Embarrass Vermillion's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Embarrass Vermillion?

Embarrass Vermillion has total capital of $5.57 million. Full information on Embarrass Vermillion's financial position is located above.

Who owns Embarrass Vermillion?

Credit Unions are owned by their members.

Where are Embarrass Vermillion branches located?

See branch locations nearby.

Are Embarrass Vermillion ATMs Open 24/7?

Do Embarrass Vermillion ATMs accept cash deposits?

Can Embarrass Vermillion customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Embarrass Vermillion have a mobile app?

Does Embarrass Vermillion have mobile deposit?

Does Embarrass Vermillion have quick pay?

How can Embarrass Vermillion transfer money to other banks or credit unions?

Does Embarrass Vermillion report to credit bureaus?

Does Embarrass Vermillion use Chexsystems?

Does Embarrass Vermillion use Equifax?

What is Embarrass Vermillion's toll free phone number?

What is Embarrass Vermillion's ACH Routing Number?

What is Embarrass Vermillion's SWIFT code?

Where can I find Embarrass Vermillion's wire transfer form?

What is the Embarrass Vermillion address for deposits?

What Products Does Embarrass Vermillion Offer

Does Embarrass Vermillion offer mortgages?

Compare mortgage rates here.

Does Embarrass Vermillion offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Embarrass Vermillion offer auto and RV loans?

Compare auto loan rates here.

Does Embarrass Vermillion offer student loans or personal loans?

Compare personal loan rates here.

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