Emerald Empire

Headquarters

850 Beltline Rd
Springfield, OR 97477
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.66% →
1-Year CD 0.40% 0.67% →
2-Year CD 0.75% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Emerald Empire is an NCUA insured institution located in Springfield, OR. It was founded in 1954 and has approximately $27.68 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9877
Date Established 1954
Assets $27.68 million
Loans $15.29 million
Deposits $23.15 million
Capital $4.47 million
 

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for EMERALD EMPIRE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
IHL Direct
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to EMERALD EMPIRE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Emerald Empire branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Emerald Empire Locations


Financial Details

Emerald Empire Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Emerald Empire. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Emerald Empire U.S. Average
0.14% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Emerald Empire had $4,711 in non-current loans and $2,750 in owned assets. To cover these potential losses it had $4,467,684 in net worth and $725,303 in loans loss reserves. That gives it a Texas Ratio of 0.14%.

Net Worth
Emerald Empire U.S. Average
16.14% 12.67%

Emerald Empire FCU has a net worth of 16.14% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Emerald Empire

Branches and Savings

What is Emerald Empire?

A federal credit union, registered with the NCUA under certificate #9877.
Learn more about credit unions here.

Is Emerald Empire FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Emerald Empire is insured by the NCUA.

Who can join Emerald Empire?

Please see Field of Membership information above for information on who is eligible to join.

What are Emerald Empire's share account and share certificate rates?

Emerald Empire's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Emerald Empire?

Emerald Empire has total capital of $4.47 million. Full information on Emerald Empire's financial position is located above.

Who owns Emerald Empire?

Credit Unions are owned by their members.

Where are Emerald Empire branches located?

See branch locations nearby.

Are Emerald Empire ATMs Open 24/7?

Do Emerald Empire ATMs accept cash deposits?

Can Emerald Empire customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Emerald Empire have a mobile app?

Does Emerald Empire have mobile deposit?

Does Emerald Empire have quick pay?

How can Emerald Empire transfer money to other banks or credit unions?

Does Emerald Empire report to credit bureaus?

Does Emerald Empire use Chexsystems?

Does Emerald Empire use Equifax?

What is Emerald Empire's toll free phone number?

What is Emerald Empire's ACH Routing Number?

What is Emerald Empire's SWIFT code?

Where can I find Emerald Empire's wire transfer form?

What is the Emerald Empire address for deposits?

What Products Does Emerald Empire Offer

Does Emerald Empire offer mortgages?

Compare mortgage rates here.

Does Emerald Empire offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Emerald Empire offer auto and RV loans?

Compare auto loan rates here.

Does Emerald Empire offer student loans or personal loans?

Compare personal loan rates here.

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