EPIPHANY

Headquarters

P.O. Box 111020
Brooklyn, NY 11211
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Epiphany is an NCUA insured institution located in Brooklyn, NY. It was founded in 1962 and has approximately $0.09 millions in assets.

NCUA Insured Yes
Charter Number # # 15129
Date Established 1962
Assets $0.09 million
Loans $0.00 million
Deposits $0.08 million
Capital $0.01 million
 

Deposit Rates - January 20, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Epiphany

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - January 20, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for EPIPHANY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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AimLoan.com
NMLS ID: 2890
License#: 13256
2.561% 2.500% 0.75 $2,005 $988 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
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4.000 %
$0 Learn More
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Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
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Note to EPIPHANY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Epiphany branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Epiphany Locations


Financial Details

Epiphany Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Epiphany. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Epiphany U.S. Average
17.04% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Epiphany had $1,425 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,942 in net worth and $1,423 in loans loss reserves. That gives it a Texas Ratio of 17.04%.

Net Worth
Epiphany U.S. Average
7.61% 12.91%

Epiphany FCU has a net worth of 7.61% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Epiphany

Branches and Savings

What is Epiphany?

A federal credit union, registered with the NCUA under certificate #15129.
Learn more about credit unions here.

Is Epiphany FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Epiphany?

Please see Field of Membership information above for information on who is eligible to join.

What are Epiphany's share account and share certificate rates?

Epiphany's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Epiphany?

Epiphany has total capital of $0.01 million. Full information on Epiphany's financial position is located above.

Who owns Epiphany?

Credit Unions are owned by their members.

Where are Epiphany branches located?

See branch locations nearby.

Are Epiphany ATMs Open 24/7?

Do Epiphany ATMs accept cash deposits?

Can Epiphany customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Epiphany have a mobile app?

Does Epiphany have mobile deposit?

Does Epiphany have quick pay?

How can Epiphany transfer money to other banks or credit unions?

Does Epiphany report to credit bureaus?

Does Epiphany use Chexsystems?

Does Epiphany use Equifax?

What is Epiphany's toll free phone number?

What is Epiphany's ACH Routing Number?

What is Epiphany's SWIFT code?

Where can I find Epiphany's wire transfer form?

What is the Epiphany address for deposits?

What Products Does Epiphany Offer

Does Epiphany offer mortgages?

Compare mortgage rates here.

Does Epiphany offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Epiphany offer auto and RV loans?

Compare auto loan rates here.

Does Epiphany offer student loans or personal loans?

Compare personal loan rates here.

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