ERIE

3503 Peach St
Erie, PA 16508

Notable Rates APY Vs.Others
Savings 0.15% 2.30% →
1-Year CD 1.05% 2.25% →
2-Year CD 1.05% 2.50% →
5-Year CD 1.91% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Erie is an NCUA insured institution located in Erie, PA. It was founded in 1936 and has approximately $529.39 millions in assets.

Who can join?

• If you live, work, worship or attend school in Erie or Crawford County, PA. Business accounts and other legal entities that are located in Erie and Crawford County, you are eligible for membership.
• If you live in Erie or Crawford County, PA, you will need to provide us with a valid PA driver’s license with your Erie County address.
• If you work in Erie or Crawford County, PA, but your residence is outside of Erie or Crawford County, you will need to provide us with a pay stub from your employer who must be located in Erie or Crawford County, PA.
• If you attend school in Erie or Crawford County, PA, but your residence is outside of Erie or Crawford County, PA, you will need to provide us with a student I.D. from your university or school, which must be located in Erie or Crawford County, PA.

NCUA Insured Yes
Charter Number # # 1476
Date Established 1936
Assets $529.39 million
Loans $302.99 million
Deposits $466.82 million
Capital $58.24 million
 

Field of Membership Restrictions

Membership in Erie Federal Credit Union is open to those who live, work, worship or attend school in Erie or Crawford Counties in Pennsylvania or immediate family of an existing member.

Deposit Rates - December 11, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.45% $5,000 $25,000 Learn MoreShow Less
Money Market
0.55% $25,001 $50,000 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.05% $1,000 $74,999 Learn MoreShow Less
Special: 13 Mo FIRA
2.25% $1,000 $250,000 Learn MoreShow Less
Special: 37 Mo FIRA
2.65% $1,000 $250,000 Learn MoreShow Less
Special: 61 Mo FIRA
3.00% $1,000 $250,000 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.76% $1,000 $74,999 Learn MoreShow Less
1.05% $1,000 $74,999 Learn MoreShow Less
Special: 13 Mo CD
2.25% $1,000 $250,000 Learn MoreShow Less
0.95% $1,000 $74,999 Learn MoreShow Less
1.05% $1,000 $74,999 Learn MoreShow Less
1.15% $1,000 $74,999 Learn MoreShow Less
1.50% $1,000 $74,999 Learn MoreShow Less
Special: 37 Mo CD
2.65% $1,000 $250,000 Learn MoreShow Less
1.80% $1,000 $74,999 Learn MoreShow Less
1.91% $1,000 $74,999 Learn MoreShow Less
Special: 61 Mo CD
3.00% $1,000 $250,000 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 $25,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.12% $1 - Learn MoreShow Less
Checking Rates APY MIN FEE
Dividend +Plus Checking 2.53% $0 $0.00 Learn MoreShow Less

Loan Rates - December 11, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for ERIE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Infinity Mortgage Group
NMLS ID: 35972
License#: NMLS 35972
3.649% 3.625% -0.13 $776 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.633% 3.625% 0.13 $248 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to ERIE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Erie branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Erie Locations


Financial Details

Erie Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Erie. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Erie U.S. Average
2.72% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Erie had $1,499,906 in non-current loans and $141,269 in owned assets. To cover these potential losses it had $58,238,982 in net worth and $2,159,720 in loans loss reserves. That gives it a Texas Ratio of 2.72%.

Net Worth
Erie U.S. Average
11% 13.65%

Erie FCU has a net worth of 11% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Erie

Branches and Savings

What is Erie?

A federal credit union, registered with the NCUA under certificate #1476.
Learn more about credit unions here.

Is Erie FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Erie?

Please see Field of Membership information above for information on who is eligible to join.

What are Erie's share account and share certificate rates?

Erie's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Erie?

Erie has total capital of $58.24 million. Full information on Erie's financial position is located above.

Who owns Erie?

Credit Unions are owned by their members.

Where are Erie branches located?

See branch locations nearby.

Are Erie ATMs Open 24/7?

Do Erie ATMs accept cash deposits?

Can Erie customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Erie have a mobile app?

Does Erie have mobile deposit?

Does Erie have quick pay?

How can Erie transfer money to other banks or credit unions?

Does Erie report to credit bureaus?

Does Erie use Chexsystems?

Does Erie use Equifax?

What is Erie's toll free phone number?

What is Erie's ACH Routing Number?

What is Erie's SWIFT code?

Where can I find Erie's wire transfer form?

What is the Erie address for deposits?

What Products Does Erie Offer

Does Erie offer mortgages?

Compare mortgage rates here.

Does Erie offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Erie offer auto and RV loans?

Compare auto loan rates here.

Does Erie offer student loans or personal loans?

Compare personal loan rates here.

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