2024 Overview
General Credit Union Information
Erie is an NCUA insured institution located in Erie, PA. It was founded in 1936 and has approximately $779.45 millions in assets.
Who can join?
• If you live, work, worship or attend school in Erie or Crawford County, PA. Business accounts and other legal entities that are located in Erie and Crawford County, you are eligible for membership.
• If you live in Erie or Crawford County, PA, you will need to provide us with a valid PA driver’s license with your Erie County address.
• If you work in Erie or Crawford County, PA, but your residence is outside of Erie or Crawford County, you will need to provide us with a pay stub from your employer who must be located in Erie or Crawford County, PA.
• If you attend school in Erie or Crawford County, PA, but your residence is outside of Erie or Crawford County, PA, you will need to provide us with a student I.D. from your university or school, which must be located in Erie or Crawford County, PA.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1476 |
| Date Established | 1936 |
| Assets | $779.45 million |
| Loans | $497.36 million |
| Deposits | $731.74 million |
| Capital | $75.99 million |
Field of Membership Restrictions
Membership in Erie Federal Credit Union is open to those who live, work, worship or attend school in Erie or Crawford Counties in Pennsylvania or immediate family of an existing member.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Premium Money Market Account
|
0.20% | $10,000 | $14,999 |
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|
|
Premium Money Market Account
|
0.30% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.30% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.12% | $1 | $99 | Learn More |
| Int Ckg
|
0.12% | $2,500 | $3,499 | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Dividend +Plus Checking | 2.02% | $0 | $0.00 | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Erie
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.710% | 6.625% | 0.88 | $2,806 | $2,049 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Erie
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Branches
Below are Erie branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
ERIE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Erie Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Erie. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Erie | U.S. Average |
|---|---|
| 5.01% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Erie had $3,914,769 in non-current loans and $141,269 in owned assets. To cover these potential losses it had $75,985,776 in net worth and $4,953,462 in loans loss reserves. That gives it a Texas Ratio of 5.01%.
Net Worth
| Erie | U.S. Average |
|---|---|
| 9.75% | 13.62% |
Erie FCU has a net worth of 9.75% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Erie
Jenn2998
September 1, 2021 |
Tom garrett
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