FAMILIES AND SCHOOLS TOGETHER

312 W 7TH ST
Hanford, CA 93230

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 9109
Date Established 1954
Assets $169.67 million
Loans $129.28 million
Deposits $146.26 million
Capital $21.13 million

Families And Schools Together is an NCUA insured institution located in Hanford, CA. It was founded in 1954 and has approximately $169.67 millions in assets.

Field of Membership Restrictions

Anyone who lives, works, or worships in Kings County in California.

Deposit Rates - September 14, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.00% $2,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.95% $2,500 - Learn MoreShow Less
12 Mo CD
1.00% $2,500 - Learn MoreShow Less
24 Mo CD
1.26% $2,500 - Learn MoreShow Less
36 Mo CD
1.50% $2,500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $5,000 - Learn MoreShow Less

Loan Rates - September 14, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FAMILIES AND SCHOOLS TOGETHER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to FAMILIES AND SCHOOLS TOGETHER
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Families And Schools Together branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Families And Schools Together Locations


Financial Details

Families And Schools Together Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Families And Schools Together. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Families And Schools Together U.S. Average
3.95% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Families And Schools Together had $382,997 in non-current loans and $519,257 in owned assets. To cover these potential losses it had $21,126,774 in net worth and $1,725,137 in loans loss reserves. That gives it a Texas Ratio of 3.95%.

Net Worth
Families And Schools Together U.S. Average
12.45% 13.47%

Families And Schools Together FCU has a net worth of 12.45% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Families And Schools Together

Branches and Savings

What is Families And Schools Together?

A federal credit union, registered with the NCUA under certificate #9109.
Learn more about credit unions here.

Is Families And Schools Together FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Families And Schools Together?

Please see Field of Membership information above for information on who is eligible to join.

What are Families And Schools Together's share account and share certificate rates?

Families And Schools Together's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Families And Schools Together?

Families And Schools Together has total capital of $21.13 million. Full information on Families And Schools Together's financial position is located above.

Who owns Families And Schools Together?

Credit Unions are owned by their members.

Where are Families And Schools Together branches located?

See branch locations nearby.

Are Families And Schools Together ATMs Open 24/7?

Do Families And Schools Together ATMs accept cash deposits?

Can Families And Schools Together customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Families And Schools Together have a mobile app?

Does Families And Schools Together have mobile deposit?

Does Families And Schools Together have quick pay?

How can Families And Schools Together transfer money to other banks or credit unions?

Does Families And Schools Together report to credit bureaus?

Does Families And Schools Together use Chexsystems?

Does Families And Schools Together use Equifax?

What is Families And Schools Together's toll free phone number?

What is Families And Schools Together's ACH Routing Number?

What is Families And Schools Together's SWIFT code?

Where can I find Families And Schools Together's wire transfer form?

What is the Families And Schools Together address for deposits?

What Products Does Families And Schools Together Offer

Does Families And Schools Together offer mortgages?

Compare mortgage rates here.

Does Families And Schools Together offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Families And Schools Together offer auto and RV loans?

Compare auto loan rates here.

Does Families And Schools Together offer student loans or personal loans?

Compare personal loan rates here.

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