Hudson Heritage Federal Credit Union

Headquarters

25 Rykowski Lane
Middletown, NY 10941
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.02% →
1-Year CD N.A. 1.45% →
2-Year CD N.A. 2.86% →
5-Year CD N.A. 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Hudson Heritage is an NCUA insured institution located in Middletown, NY. It was founded in 1940 and has approximately $424.81 millions in assets.

Who can join?

Persons who live, work, worship, volunteer or attend school in, and businesses and other legal entities located in Orange, Dutchess or Ulster Counties, New York and their families, may become members of Hudson Heritage Federal Credit Union. Membership ensures full access to all credit union products and services.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3962
Date Established 1940
Assets $424.81 million
Loans $363.51 million
Deposits $379.21 million
Capital $38.76 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or volunteer in Orange, Ulster or Dutchess County, New York.

Deposit Rates - May 21, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Hudson Heritage

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - May 21, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for HUDSON HERITAGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
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Beeline Loans, Inc.
NMLS ID: 1799947
4.983% 4.875% 0.88 $3,112 $1,324 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

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Branches

Below are Hudson Heritage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Hudson Heritage Locations



Climate Initiatives

HUDSON HERITAGE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Hudson Heritage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hudson Heritage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hudson Heritage U.S. Average
9.08% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Hudson Heritage had $2,914,940 in non-current loans and $931,446 in owned assets. To cover these potential losses it had $38,763,719 in net worth and $3,579,472 in loans loss reserves. That gives it a Texas Ratio of 9.08%.

Net Worth
Hudson Heritage U.S. Average
9.12% 12.36%

Hudson Heritage FCU has a net worth of 9.12% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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