Fedfinancial Federal Credit Union


11233 Lockwood Drive
Silver Spring, MD 20901
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.17% 0.75% →
2-Year CD 0.17% 0.80% →
5-Year CD 0.30% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Fedfinancial is an NCUA insured institution located in Silver Spring, MD. It was founded in 1935 and has approximately $87.61 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 216
Date Established 1935
Assets $87.61 million
Loans $19.09 million
Deposits $80.46 million
Capital $6.63 million

Field of Membership Restrictions

Membership is open to all U.S. civilian government employees, retirees, their family members and housemates throughout the Washington, DC and Baltimore, MD metropolitan areas.

Deposit Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.05% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.17% $10,000 $14,999 Learn More
6 Mo CD
0.17% $100,000 $199,999 Learn More
12 Mo CD
0.17% $10,000 $14,999 Learn More
12 Mo CD
0.17% $100,000 $199,999 Learn More
24 Mo CD
0.17% $10,000 $14,999 Learn More
24 Mo CD
0.17% $100,000 $199,999 Learn More
36 Mo CD
0.19% $10,000 $14,999 Learn More
36 Mo CD
0.19% $100,000 $199,999 Learn More
48 Mo CD
0.25% $10,000 $14,999 Learn More
48 Mo CD
0.25% $100,000 $199,999 Learn More
60 Mo CD
0.30% $10,000 $14,999 Learn More
60 Mo CD
0.30% $100,000 $199,999 Learn More

Loan Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FEDFINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.904% 2.875% 0.38 $928 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Fedfinancial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Fedfinancial Locations

Climate Initiatives

FEDFINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Fedfinancial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fedfinancial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fedfinancial U.S. Average
1.71% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Fedfinancial had $49,159 in non-current loans and $66,000 in owned assets. To cover these potential losses it had $6,630,527 in net worth and $87,155 in loans loss reserves. That gives it a Texas Ratio of 1.71%.

Net Worth
Fedfinancial U.S. Average
7.56% 12.22%

Fedfinancial FCU has a net worth of 7.56% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Fedfinancial

Branches and Savings

What is Fedfinancial?

A federal credit union, registered with the NCUA under certificate #216.
Learn more about credit unions here.

Is Fedfinancial FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Fedfinancial is insured by the NCUA.

Who can join Fedfinancial?

Please see Field of Membership information above for information on who is eligible to join.

What are Fedfinancial's share account and share certificate rates?

Fedfinancial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Fedfinancial?

Fedfinancial has total capital of $6.63 million. Full information on Fedfinancial's financial position is located above.

Who owns Fedfinancial?

Credit Unions are owned by their members.

Where are Fedfinancial branches located?

See branch locations nearby.

Are Fedfinancial ATMs Open 24/7?

Do Fedfinancial ATMs accept cash deposits?

Can Fedfinancial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Fedfinancial have a mobile app?

Does Fedfinancial have mobile deposit?

Does Fedfinancial have quick pay?

How can Fedfinancial transfer money to other banks or credit unions?

Does Fedfinancial report to credit bureaus?

Does Fedfinancial use Chexsystems?

Does Fedfinancial use Equifax?

What is Fedfinancial's toll free phone number?

What is Fedfinancial's ACH Routing Number?

What is Fedfinancial's SWIFT code?

Where can I find Fedfinancial's wire transfer form?

What is the Fedfinancial address for deposits?

What Products Does Fedfinancial Offer

Does Fedfinancial offer mortgages?

Compare mortgage rates here.

Does Fedfinancial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fedfinancial offer auto and RV loans?

Compare auto loan rates here.

Does Fedfinancial offer student loans or personal loans?

Compare personal loan rates here.

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