Ferndale Refinery Federal Credit Union

Headquarters

Po Box 1564
Ferndale, WA 98248
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.87% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Ferndale Refinery is an NCUA insured institution located in Ferndale, WA. It was founded in 1955 and has approximately $4.72 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 68234
Date Established 1955
Assets $4.72 million
Loans $2.51 million
Deposits $3.73 million
Capital $0.93 million
 

Deposit Rates - January 19, 2022

Your Current Location: Virginia, VA 20146

We do not yet have rates for Ferndale Refinery

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Loan Rates - January 19, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FERNDALE REFINERY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

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Payment
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CIT Bank
NMLS ID: 541760
3.472% 3.400% 0.88 $2,262 $1,109 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Branches

Below are Ferndale Refinery branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Ferndale Refinery Locations



Climate Initiatives

FERNDALE REFINERY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Ferndale Refinery Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ferndale Refinery. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ferndale Refinery U.S. Average
11.15% 3.93

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2021, Ferndale Refinery had $106,528 in non-current loans and $0 in owned assets. To cover these potential losses it had $925,097 in net worth and $30,140 in loans loss reserves. That gives it a Texas Ratio of 11.15%.

Net Worth
Ferndale Refinery U.S. Average
19.59% 12.37%

Ferndale Refinery FCU has a net worth of 19.59% versus the BestCashCow average of 12.37. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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