Ficare

Headquarters

14055 Riveredge Dr, Suite 300
Tampa, FL 33637
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.70% →
1-Year CD 0.30% 0.75% →
2-Year CD 0.40% 0.81% →
5-Year CD 0.85% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ficare is an NCUA insured institution located in Tampa, FL. It was founded in 1960 and has approximately $55.68 millions in assets.

NCUA Insured Yes
Charter Number # # 13902
Date Established 1960
Assets $55.68 million
Loans $27.53 million
Deposits $48.31 million
Capital $6.42 million
 

Field of Membership Restrictions

Membership is open to employees or retirees of St. Joseph’s Hospital, St. Joseph’s Women’s Hospital, St. Joseph's Children's Hospital, St. Joseph’s Hospital-North, St. Joseph's Hospital-South, SDI Radiologist, Baycare Outpatient Imaging, Same Day Surgery, Diagnostic Center, Home Health Care, Healthpoint, John Knox Village, and Clinical Billing Systems.

Deposit Rates - January 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
24 Mo CD
0.40% $10,000 $14,999 Learn More
24 Mo CD
0.40% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.85% $10,000 $14,999 Learn More
60 Mo CD
0.85% $100,000 $199,999 Learn More

Loan Rates - January 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FICARE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.562% 2.500% 0.75 $2,030 $988 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to FICARE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Ficare branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Ficare Locations


Financial Details

Ficare Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ficare. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ficare U.S. Average
2.32% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Ficare had $113,262 in non-current loans and $48,100 in owned assets. To cover these potential losses it had $6,417,571 in net worth and $543,457 in loans loss reserves. That gives it a Texas Ratio of 2.32%.

Net Worth
Ficare U.S. Average
11.52% 12.91%

Ficare FCU has a net worth of 11.52% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ficare

Branches and Savings

What is Ficare?

A credit union, registered with the NCUA under certificate #13902.
Learn more about credit unions here.

Is Ficare FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ficare?

Please see Field of Membership information above for information on who is eligible to join.

What are Ficare's share account and share certificate rates?

Ficare's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ficare?

Ficare has total capital of $6.42 million. Full information on Ficare's financial position is located above.

Who owns Ficare?

Credit Unions are owned by their members.

Where are Ficare branches located?

See branch locations nearby.

Are Ficare ATMs Open 24/7?

Do Ficare ATMs accept cash deposits?

Can Ficare customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ficare have a mobile app?

Does Ficare have mobile deposit?

Does Ficare have quick pay?

How can Ficare transfer money to other banks or credit unions?

Does Ficare report to credit bureaus?

Does Ficare use Chexsystems?

Does Ficare use Equifax?

What is Ficare's toll free phone number?

What is Ficare's ACH Routing Number?

What is Ficare's SWIFT code?

Where can I find Ficare's wire transfer form?

What is the Ficare address for deposits?

What Products Does Ficare Offer

Does Ficare offer mortgages?

Compare mortgage rates here.

Does Ficare offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ficare offer auto and RV loans?

Compare auto loan rates here.

Does Ficare offer student loans or personal loans?

Compare personal loan rates here.

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