FINANCIALEDGE COMMUNITY

PO Box 446
Bay City, MI 48707

Notable Rates APY Vs.Others
Savings 0.05% 2.30% →
1-Year CD 0.60% 2.25% →
2-Year CD 0.80% 2.50% →
5-Year CD 1.00% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Financialedge Community is an NCUA insured institution located in Bay City, MI. It was founded in 1950 and has approximately $95.08 millions in assets.

NCUA Insured Yes
Charter Number # # 61619
Date Established 1950
Assets $95.08 million
Loans $66.00 million
Deposits $83.22 million
Capital $10.69 million
 

Field of Membership Restrictions

Financial Edge Community Credit Union of Michigan is open to the residents, church members, and people that maintain employment within these eligible locations: Arenac, Midland, and Saginaw, retirees that are 55+ drawing an income compensation from any source and are committed to a retirement organization within the county of the credit union main office, credit union employees, member affiliated organizations, the family members of the mentioned people, and the widows/widowers of deceased members.

Deposit Rates - December 6, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 $9,999 Learn MoreShow Less
Money Market
0.23% $10,000 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 - Learn MoreShow Less
Premium Money Market Account
0.30% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.60% $1,000 - Learn MoreShow Less
Special: 7 Mo FIRA
1.70% $1,000 $99,999 Learn MoreShow Less
Special: 7 Mo FIRA
2.00% $100,000 - Learn MoreShow Less
Special: 13 Mo FIRA
1.80% $1,000 $49,999 Learn MoreShow Less
Special: 13 Mo FIRA
2.15% $50,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $1,000 $99,999 Learn MoreShow Less
Special: 7 Mo CD
1.70% $1,000 $99,999 Learn MoreShow Less
Special: 7 Mo CD
2.00% $100,000 - Learn MoreShow Less
12 Mo CD
0.60% $1,000 $99,999 Learn MoreShow Less
Special: 13 Mo CD
1.80% $1,000 $49,999 Learn MoreShow Less
Special: 13 Mo CD
2.15% $50,000 - Learn MoreShow Less
18 Mo CD
0.70% $1,000 $99,999 Learn MoreShow Less
0.80% $1,000 $99,999 Learn MoreShow Less
0.85% $1,000 $99,999 Learn MoreShow Less
0.90% $1,000 $99,999 Learn MoreShow Less
1.00% $1,000 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $100 $9,999 Learn MoreShow Less

Loan Rates - December 6, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for FINANCIALEDGE COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.625% 3.625% -0.13 ($262) $1,141 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to FINANCIALEDGE COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Financialedge Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Financialedge Community Locations


Financial Details

Financialedge Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Financialedge Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Financialedge Community U.S. Average
11.07% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Financialedge Community had $1,116,626 in non-current loans and $96,466 in owned assets. To cover these potential losses it had $10,694,498 in net worth and $268,447 in loans loss reserves. That gives it a Texas Ratio of 11.07%.

Net Worth
Financialedge Community U.S. Average
11.24% 13.65%

Financialedge Community FCU has a net worth of 11.24% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Financialedge Community

Branches and Savings

What is Financialedge Community?

A federal credit union, registered with the NCUA under certificate #61619.
Learn more about credit unions here.

Is Financialedge Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Financialedge Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Financialedge Community's share account and share certificate rates?

Financialedge Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Financialedge Community?

Financialedge Community has total capital of $10.69 million. Full information on Financialedge Community's financial position is located above.

Who owns Financialedge Community?

Credit Unions are owned by their members.

Where are Financialedge Community branches located?

See branch locations nearby.

Are Financialedge Community ATMs Open 24/7?

Do Financialedge Community ATMs accept cash deposits?

Can Financialedge Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Financialedge Community have a mobile app?

Does Financialedge Community have mobile deposit?

Does Financialedge Community have quick pay?

How can Financialedge Community transfer money to other banks or credit unions?

Does Financialedge Community report to credit bureaus?

Does Financialedge Community use Chexsystems?

Does Financialedge Community use Equifax?

What is Financialedge Community's toll free phone number?

What is Financialedge Community's ACH Routing Number?

What is Financialedge Community's SWIFT code?

Where can I find Financialedge Community's wire transfer form?

What is the Financialedge Community address for deposits?

What Products Does Financialedge Community Offer

Does Financialedge Community offer mortgages?

Compare mortgage rates here.

Does Financialedge Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Financialedge Community offer auto and RV loans?

Compare auto loan rates here.

Does Financialedge Community offer student loans or personal loans?

Compare personal loan rates here.

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