Po Box 8005
Bellevue, OH 44811
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.66% →
1-Year CD 0.20% 0.67% →
2-Year CD 0.35% 0.75% →
5-Year CD 0.75% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Firelands is an NCUA insured institution located in Bellevue, OH. It was founded in 1957 and has approximately $359.89 millions in assets.

Who can join?

Firelands Federal Credit Union's Field of Membership
The field of membership shall be limited to those having the following common bond: Persons who reside, work, or worship, attend school, and businesses and other legal entities within the geographic area of Huron County, Ohio, including the entire Village of Plymouth; Groton, Oxford, Milan, Berlin, and Florence Townships in Erie County; York Township in Sandusky, County, Ohio; Adams, Thompson, Reed and Venice Townships in Seneca County, Ohio, including the village of Green Springs.

Persons who live in the community of Crawford county, Ohio, persons
who regularly work, worship, attend school, perform volunteer services, and participate in associations headquartered in the community of Crawford County. Persons participating in programs to alleviate poverty or distress located in Crawford County, incorporated and unincorporated organizations located in or maintaining a facility in Crawford County.

Spouses of persons who died while within the field of membership of this credit union, Employees of this credit union, members of their immediate families; and organizations of such persons.

“Immediate Family Members” under NCUA guidelines
Spouse, child, sibling, parent, grandparent, or grandchild.
This includes step-parents, step-children, step-siblings, and adoptions.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11674
Date Established 1957
Assets $359.89 million
Loans $237.95 million
Deposits $325.26 million
Capital $35.14 million

Field of Membership Restrictions

Must live, work, worship or attend school in Huron County; Groton, Oxford, Milan, Berlin or Florence Township in Erie County; York Township in Sandusky County; Adams, Thompson, Reed or Venice Township in Seneca County or Crawford County.

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.03% $10,000 $14,999 Learn More
6 Mo CD
0.03% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
18 Mo CD
0.25% $10,000 $14,999 Learn More
18 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.35% $10,000 $14,999 Learn More
24 Mo CD
0.35% $100,000 $199,999 Learn More
30 Mo CD
0.35% $10,000 $14,999 Learn More
30 Mo CD
0.35% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
48 Mo CD
0.65% $10,000 $14,999 Learn More
48 Mo CD
0.65% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $1 $99 Learn MoreShow Less
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for FIRELANDS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
IHL Direct
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
NMLS ID: 2890
License#: 413-0477
2.775% 2.750% 0.38 $808 $1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Firelands branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Firelands Locations

Financial Details

Firelands Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Firelands. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Firelands U.S. Average
11.03% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Firelands had $4,017,629 in non-current loans and $44,750 in owned assets. To cover these potential losses it had $35,138,401 in net worth and $1,702,024 in loans loss reserves. That gives it a Texas Ratio of 11.03%.

Net Worth
Firelands U.S. Average
9.76% 12.67%

Firelands FCU has a net worth of 9.76% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Firelands

Branches and Savings

What is Firelands?

A federal credit union, registered with the NCUA under certificate #11674.
Learn more about credit unions here.

Is Firelands FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Firelands is insured by the NCUA.

Who can join Firelands?

Please see Field of Membership information above for information on who is eligible to join.

What are Firelands's share account and share certificate rates?

Firelands's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Firelands?

Firelands has total capital of $35.14 million. Full information on Firelands's financial position is located above.

Who owns Firelands?

Credit Unions are owned by their members.

Where are Firelands branches located?

See branch locations nearby.

Are Firelands ATMs Open 24/7?

Do Firelands ATMs accept cash deposits?

Can Firelands customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Firelands have a mobile app?

Does Firelands have mobile deposit?

Does Firelands have quick pay?

How can Firelands transfer money to other banks or credit unions?

Does Firelands report to credit bureaus?

Does Firelands use Chexsystems?

Does Firelands use Equifax?

What is Firelands's toll free phone number?

What is Firelands's ACH Routing Number?

What is Firelands's SWIFT code?

Where can I find Firelands's wire transfer form?

What is the Firelands address for deposits?

What Products Does Firelands Offer

Does Firelands offer mortgages?

Compare mortgage rates here.

Does Firelands offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Firelands offer auto and RV loans?

Compare auto loan rates here.

Does Firelands offer student loans or personal loans?

Compare personal loan rates here.

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