FIRST U.S. COMMUNITY

580 UNIVERSITY AVE
Sacramento, CA 95825

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68474
Date Established 1936
Assets $381.74 million
Loans $240.71 million
Deposits $335.00 million
Capital $43.60 million

First U.s. Community is an NCUA insured institution located in Sacramento, CA. It was founded in 1936 and has approximately $381.74 millions in assets.

Who can join?

Anyone who lives, works, or worships in Sacramento, Amador, Yuba, Yolo, El Dorado, Sutter, San Joaquin, Nevada, Placer, Solano, Sierra, and Contra Costa counties is eligible to join.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Sacramento, Amador, Yuba, Yolo, El Dorado, Sutter, San Joaquin, Placer, Solano, Sierra, Nevada and Contra Costa counties in California.

Deposit Rates - September 24, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,500 $9,999 Learn MoreShow Less
Money Market
0.40% $10,000 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
0.85% $500 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.35% $10,000 $49,999 Learn MoreShow Less
0.55% $10,000 $49,999 Learn MoreShow Less
0.85% $10,000 $49,999 Learn MoreShow Less
0.85% $10,000 $49,999 Learn MoreShow Less
1.00% $10,000 $49,999 Learn MoreShow Less
1.10% $10,000 $49,999 Learn MoreShow Less
1.25% $10,000 $49,999 Learn MoreShow Less
1.55% $10,000 $49,999 Learn MoreShow Less
1.80% $10,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $300 - Learn MoreShow Less

Loan Rates - September 24, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for FIRST U.S. COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.526% 3.500% 0.38 $805 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to FIRST U.S. COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are First U.s. Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


First U.s. Community Locations


Financial Details

First U.s. Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First U.s. Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First U.s. Community U.S. Average
2.55% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, First U.s. Community had $1,046,106 in non-current loans and $104,306 in owned assets. To cover these potential losses it had $43,599,355 in net worth and $1,587,446 in loans loss reserves. That gives it a Texas Ratio of 2.55%.

Net Worth
First U.s. Community U.S. Average
11.42% 13.47%

First U.s. Community FCU has a net worth of 11.42% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First U.s. Community

Branches and Savings

What is First U.s. Community?

A federal credit union, registered with the NCUA under certificate #68474.
Learn more about credit unions here.

Is First U.s. Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First U.s. Community?

Please see Field of Membership information above for information on who is eligible to join.

What are First U.s. Community's share account and share certificate rates?

First U.s. Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First U.s. Community?

First U.s. Community has total capital of $43.60 million. Full information on First U.s. Community's financial position is located above.

Who owns First U.s. Community?

Credit Unions are owned by their members.

Where are First U.s. Community branches located?

See branch locations nearby.

Are First U.s. Community ATMs Open 24/7?

Do First U.s. Community ATMs accept cash deposits?

Can First U.s. Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First U.s. Community have a mobile app?

Does First U.s. Community have mobile deposit?

Does First U.s. Community have quick pay?

How can First U.s. Community transfer money to other banks or credit unions?

Does First U.s. Community report to credit bureaus?

Does First U.s. Community use Chexsystems?

Does First U.s. Community use Equifax?

What is First U.s. Community's toll free phone number?

What is First U.s. Community's ACH Routing Number?

What is First U.s. Community's SWIFT code?

Where can I find First U.s. Community's wire transfer form?

What is the First U.s. Community address for deposits?

What Products Does First U.s. Community Offer

Does First U.s. Community offer mortgages?

Compare mortgage rates here.

Does First U.s. Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First U.s. Community offer auto and RV loans?

Compare auto loan rates here.

Does First U.s. Community offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for First U.s. Community

There are currently no comments for First U.s. Community. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →