FLOYD COUNTY POSTAL EMP

PO Box 986
Rome, GA 30165

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 67539
Date Established 1926
Assets $3.77 million
Loans $2.04 million
Deposits $3.60 million
Capital $0.16 million

Floyd County Postal Emp is an NCUA insured institution located in Rome, GA. It was founded in 1926 and has approximately $3.77 millions in assets.

Deposit Rates - February 23, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Floyd County Postal Emp

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Floyd County Postal Emp
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There are currently no rates available for Floyd County Postal Emp, but see these great savings and CD rates:

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Loan Rates - February 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FLOYD COUNTY POSTAL EMP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
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PenFed Credit Union
NMLS ID: 401822
4.502% 4.375% 0.50 $3,750 $1,249 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.144% 4.125% 0.25 $558 $1,212 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
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Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info

Note to FLOYD COUNTY POSTAL EMP
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Branches

Below are Floyd County Postal Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Floyd County Postal Emp Locations


Financial Details

Floyd County Postal Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Floyd County Postal Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Floyd County Postal Emp U.S. Average
30.69% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Floyd County Postal Emp had $81,012 in non-current loans and $0 in owned assets. To cover these potential losses it had $161,137 in net worth and $102,828 in loans loss reserves. That gives it a Texas Ratio of 30.69%.

Net Worth
Floyd County Postal Emp U.S. Average
4.27% 13.21%

Floyd County Postal Emp FCU has a net worth of 4.27% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of FLOYD COUNTY POSTAL EMP and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.