Focus One Community Federal Credit Union
Headquarters
404 East Huntington Drive
Monrovia, CA 91016
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2024 Overview
General Credit Union Information
Focus One Community is an NCUA insured institution located in Monrovia, CA. It was founded in 1936 and has approximately $93.07 millions in assets.
This business has CLOSED.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 68515 |
| Date Established | 1936 |
| Assets | $93.07 million |
| Loans | $40.11 million |
| Deposits | $84.97 million |
| Capital | $7.28 million |
Deposit Rates - April 29, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Focus One Community
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Loan Rates - April 29, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Focus One Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.746% | 6.625% | 1.00 | $4,000 | $2,049 | Learn More |
NMLS ID: 401822 |
6.806% | 6.625% | 0.88 | $6,000 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,869 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Focus One Community
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Branches
Below are Focus One Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
FOCUS ONE COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Focus One Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Focus One Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Focus One Community | U.S. Average |
|---|---|
| 6.02% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Focus One Community had $515,309 in non-current loans and $4,144 in owned assets. To cover these potential losses it had $7,282,303 in net worth and $1,347,314 in loans loss reserves. That gives it a Texas Ratio of 6.02%.
Net Worth
| Focus One Community | U.S. Average |
|---|---|
| 7.82% | 13.62% |
Focus One Community FCU has a net worth of 7.82% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Focus One Community
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