Fountain Baptist


116 Glenside Avenue
Summit, NJ 07901
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Fountain Baptist is an NCUA insured institution located in Summit, NJ. It was founded in 1954 and has approximately $0.07 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9884
Date Established 1954
Assets $0.07 million
Loans $0.01 million
Deposits $0.06 million
Capital $0.01 million

Deposit Rates - April 16, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Fountain Baptist

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Advertiser Disclosure

Loan Rates - April 16, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FOUNTAIN BAPTIST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
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AmeriSave Mortgage Corporation
NMLS ID: 1168
2.698% 2.625% 1.00 $2,388 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
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0.000 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



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Financial Details

Fountain Baptist Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fountain Baptist. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fountain Baptist U.S. Average
5.08% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Fountain Baptist had $605 in non-current loans and $0 in owned assets. To cover these potential losses it had $7,439 in net worth and $4,482 in loans loss reserves. That gives it a Texas Ratio of 5.08%.

Net Worth
Fountain Baptist U.S. Average
11.15% 12.67%

Fountain Baptist FCU has a net worth of 11.15% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Fountain Baptist

Branches and Savings

What is Fountain Baptist?

A federal credit union, registered with the NCUA under certificate #9884.
Learn more about credit unions here.

Is Fountain Baptist FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Fountain Baptist is insured by the NCUA.

Who can join Fountain Baptist?

Please see Field of Membership information above for information on who is eligible to join.

What are Fountain Baptist's share account and share certificate rates?

Fountain Baptist's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Fountain Baptist?

Fountain Baptist has total capital of $0.01 million. Full information on Fountain Baptist's financial position is located above.

Who owns Fountain Baptist?

Credit Unions are owned by their members.

Where are Fountain Baptist branches located?

See branch locations nearby.

Are Fountain Baptist ATMs Open 24/7?

Do Fountain Baptist ATMs accept cash deposits?

Can Fountain Baptist customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Fountain Baptist have a mobile app?

Does Fountain Baptist have mobile deposit?

Does Fountain Baptist have quick pay?

How can Fountain Baptist transfer money to other banks or credit unions?

Does Fountain Baptist report to credit bureaus?

Does Fountain Baptist use Chexsystems?

Does Fountain Baptist use Equifax?

What is Fountain Baptist's toll free phone number?

What is Fountain Baptist's ACH Routing Number?

What is Fountain Baptist's SWIFT code?

Where can I find Fountain Baptist's wire transfer form?

What is the Fountain Baptist address for deposits?

What Products Does Fountain Baptist Offer

Does Fountain Baptist offer mortgages?

Compare mortgage rates here.

Does Fountain Baptist offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fountain Baptist offer auto and RV loans?

Compare auto loan rates here.

Does Fountain Baptist offer student loans or personal loans?

Compare personal loan rates here.

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