Gas & Electric Employees Credit Union

Headquarters

1602 S Monroe Ave
Mason City, IA 50401
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Gas & Electric Employees is an NCUA insured institution located in Mason City, IA. It was founded in 1932 and has approximately $4.39 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 65040
Date Established 1932
Assets $4.39 million
Loans $2.07 million
Deposits $2.24 million
Capital $2.15 million
 

Deposit Rates - September 28, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for Gas & Electric Employees

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Loan Rates - September 28, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Gas & Electric Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are Gas & Electric Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Gas & Electric Employees Locations around zip code 85001


BranchDistance Map View Lobby Hours

Gas & electric Employees Credit Union

1204.24 A View Lobby Hours


Climate Policy and Initiatives

GAS & ELECTRIC EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Gas & Electric Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gas & Electric Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gas & Electric Employees U.S. Average
2.44% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Gas & Electric Employees had $53,295 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,149,769 in net worth and $33,939 in loans loss reserves. That gives it a Texas Ratio of 2.44%.

Net Worth
Gas & Electric Employees U.S. Average
48.92% 14.48%

Gas & Electric Employees FCU has a net worth of 48.92% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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