GEAUGA

Headquarters

PO Box 839, 14499 N Cheshire St
Burton, OH 44021
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.75% 1.05% →
1-Year CD 1.26% 1.05% →
2-Year CD N.A. 1.11% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Geauga is an NCUA insured institution located in Burton, OH. It was founded in 1956 and has approximately $40.94 millions in assets.

NCUA Insured Yes
Charter Number # # 61220
Date Established 1956
Assets $40.94 million
Loans $32.53 million
Deposits $36.33 million
Capital $4.44 million
 

Deposit Rates - August 9, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.75% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.11% $10,000 $14,999 Learn More
3 Mo CD
1.11% $100,000 $199,999 Learn More
6 Mo CD
1.15% $10,000 $14,999 Learn More
6 Mo CD
1.15% $100,000 $199,999 Learn More
12 Mo CD
1.26% $10,000 $14,999 Learn More
12 Mo CD
1.26% $100,000 $199,999 Learn More
18 Mo CD
1.31% $10,000 $14,999 Learn More
18 Mo CD
1.31% $100,000 $199,999 Learn More
36 Mo CD
2.02% $10,000 $14,999 Learn More
36 Mo CD
2.02% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.75% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 9, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GEAUGA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.758% 2.690% 0.88 $2,244 $1,013 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to GEAUGA
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Geauga branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Geauga Locations


Financial Details

Geauga Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Geauga. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Geauga U.S. Average
23.93% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Geauga had $1,448,227 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,435,212 in net worth and $1,617,644 in loans loss reserves. That gives it a Texas Ratio of 23.93%.

Net Worth
Geauga U.S. Average
10.83% 13.61%

Geauga FCU has a net worth of 10.83% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Geauga

Branches and Savings

What is Geauga?

A federal credit union, registered with the NCUA under certificate #61220.
Learn more about credit unions here.

Is Geauga FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Geauga?

Please see Field of Membership information above for information on who is eligible to join.

What are Geauga's share account and share certificate rates?

Geauga's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Geauga?

Geauga has total capital of $4.44 million. Full information on Geauga's financial position is located above.

Who owns Geauga?

Credit Unions are owned by their members.

Where are Geauga branches located?

See branch locations nearby.

Are Geauga ATMs Open 24/7?

Do Geauga ATMs accept cash deposits?

Can Geauga customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Geauga have a mobile app?

Does Geauga have mobile deposit?

Does Geauga have quick pay?

How can Geauga transfer money to other banks or credit unions?

Does Geauga report to credit bureaus?

Does Geauga use Chexsystems?

Does Geauga use Equifax?

What is Geauga's toll free phone number?

What is Geauga's ACH Routing Number?

What is Geauga's SWIFT code?

Where can I find Geauga's wire transfer form?

What is the Geauga address for deposits?

What Products Does Geauga Offer

Does Geauga offer mortgages?

Compare mortgage rates here.

Does Geauga offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Geauga offer auto and RV loans?

Compare auto loan rates here.

Does Geauga offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Geauga

There are currently no comments for Geauga. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →