GENERATIONS COMMUNITY

Headquarters

PO Box 791870
San Antonio, TX 78279
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.00% →
1-Year CD 0.80% 0.95% →
2-Year CD 0.95% 1.00% →
5-Year CD 1.20% 2.25% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Generations Community is an NCUA insured institution located in San Antonio, TX. It was founded in 1940 and has approximately $569.56 millions in assets.

Who can join?

Anyone who lives, works, worships, volunteers or attends school in Bexar County, as well as family of current members, is eligible for membership.

Additionally, companies of all sizes can join Generations for their business banking needs; and can offer Generations membership as a benefit to their staff.

NCUA Insured Yes
Charter Number # # 4015
Date Established 1940
Assets $569.56 million
Loans $360.55 million
Deposits $511.73 million
Capital $54.27 million
 

Field of Membership Restrictions

Membership in Generations Federal Credit Union is open to anyone who lives, works, worships, volunteers, attends school, or owns a business in the Texas counties of Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, and/or Wilson. In addition, immediate family members of current GFCU members are also eligible for membership.

Deposit Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.06% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GENERATIONS COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.574% 2.500% 1.00 $2,445 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to GENERATIONS COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Generations Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Generations Community Locations


Financial Details

Generations Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Generations Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Generations Community U.S. Average
8.79% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Generations Community had $4,942,904 in non-current loans and $152,180 in owned assets. To cover these potential losses it had $54,271,922 in net worth and $3,660,210 in loans loss reserves. That gives it a Texas Ratio of 8.79%.

Net Worth
Generations Community U.S. Average
9.52% 13.61%

Generations Community FCU has a net worth of 9.52% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Generations Community

Branches and Savings

What is Generations Community?

A federal credit union, registered with the NCUA under certificate #4015.
Learn more about credit unions here.

Is Generations Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Generations Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Generations Community's share account and share certificate rates?

Generations Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Generations Community?

Generations Community has total capital of $54.27 million. Full information on Generations Community's financial position is located above.

Who owns Generations Community?

Credit Unions are owned by their members.

Where are Generations Community branches located?

See branch locations nearby.

Are Generations Community ATMs Open 24/7?

Do Generations Community ATMs accept cash deposits?

Can Generations Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Generations Community have a mobile app?

Does Generations Community have mobile deposit?

Does Generations Community have quick pay?

How can Generations Community transfer money to other banks or credit unions?

Does Generations Community report to credit bureaus?

Does Generations Community use Chexsystems?

Does Generations Community use Equifax?

What is Generations Community's toll free phone number?

What is Generations Community's ACH Routing Number?

What is Generations Community's SWIFT code?

Where can I find Generations Community's wire transfer form?

What is the Generations Community address for deposits?

What Products Does Generations Community Offer

Does Generations Community offer mortgages?

Compare mortgage rates here.

Does Generations Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Generations Community offer auto and RV loans?

Compare auto loan rates here.

Does Generations Community offer student loans or personal loans?

Compare personal loan rates here.

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