Generations Community Federal Credit Union

Headquarters

Po Box 791870
San Antonio, TX 78279
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.65% →
1-Year CD 0.80% 2.02% →
2-Year CD 0.95% 3.00% →
5-Year CD 1.20% 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Generations Community is an NCUA insured institution located in San Antonio, TX. It was founded in 1940 and has approximately $691.27 millions in assets.

Who can join?

Anyone who lives, works, worships, volunteers or attends school in Bexar County, as well as family of current members, is eligible for membership.

Additionally, companies of all sizes can join Generations for their business banking needs; and can offer Generations membership as a benefit to their staff.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4015
Date Established 1940
Assets $691.27 million
Loans $445.73 million
Deposits $624.20 million
Capital $60.91 million
 

Field of Membership Restrictions

Membership in Generations Federal Credit Union is open to anyone who lives, works, worships, volunteers, attends school, or owns a business in the Texas counties of Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, and/or Wilson. In addition, immediate family members of current GFCU members are also eligible for membership.

Deposit Rates - June 26, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.06% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 26, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GENERATIONS COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
5.186% 5.125% 0.75 $1,728 $1,362 Learn More

Note to GENERATIONS COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Generations Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Generations Community Locations



Climate Initiatives

GENERATIONS COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Generations Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Generations Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Generations Community U.S. Average
7.78% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Generations Community had $4,833,750 in non-current loans and $101,438 in owned assets. To cover these potential losses it had $60,909,369 in net worth and $2,509,091 in loans loss reserves. That gives it a Texas Ratio of 7.78%.

Net Worth
Generations Community U.S. Average
8.81% 12.36%

Generations Community FCU has a net worth of 8.81% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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