GENERATIONS COMMUNITY

PO Box 791870
San Antonio, TX 78279

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4015
Date Established 1940
Assets $511.59 million
Loans $364.64 million
Deposits $452.78 million
Capital $53.95 million

Generations Community is an NCUA insured institution located in San Antonio, TX. It was founded in 1940 and has approximately $511.59 millions in assets.

Who can join?

Anyone who lives, works, worships, volunteers or attends school in Bexar County, as well as family of current members, is eligible for membership.

Additionally, companies of all sizes can join Generations for their business banking needs; and can offer Generations membership as a benefit to their staff.

Field of Membership Restrictions

Membership in Generations Federal Credit Union is open to anyone who lives, works, worships, volunteers, attends school, or owns a business in the Texas counties of Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, and/or Wilson. In addition, immediate family members of current GFCU members are also eligible for membership.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $2,000 $25,000 Learn MoreShow Less
Money Market
0.45% $25,001 $50,000 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.05% $250 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.71% $1,000 $99,999 Learn MoreShow Less
6 Mo CD
1.71% $100,000 - Learn MoreShow Less
2.05% $1,000 $99,999 Learn MoreShow Less
12 Mo CD
2.05% $100,000 - Learn MoreShow Less
2.00% $1,000 $99,999 Learn MoreShow Less
18 Mo CD
2.00% $100,000 - Learn MoreShow Less
2.31% $1,000 $99,999 Learn MoreShow Less
24 Mo CD
2.31% $100,000 - Learn MoreShow Less
2.38% $1,000 $99,999 Learn MoreShow Less
36 Mo CD
2.38% $100,000 - Learn MoreShow Less
2.40% $1,000 $99,999 Learn MoreShow Less
48 Mo CD
2.40% $100,000 - Learn MoreShow Less
2.51% $1,000 $99,999 Learn MoreShow Less
60 Mo CD
2.51% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GENERATIONS COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.632% 3.625% 0.13 $212 $1,141 Learn More
First Internet Bank
NMLS ID: 424182
3.641% 3.625% 0.25 $502 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.530% 3.500% 0.38 $940 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to GENERATIONS COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Generations Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Generations Community Locations


Financial Details

Generations Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Generations Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Generations Community U.S. Average
15.36% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Generations Community had $8,724,080 in non-current loans and $187,696 in owned assets. To cover these potential losses it had $53,946,388 in net worth and $4,084,938 in loans loss reserves. That gives it a Texas Ratio of 15.36%.

Net Worth
Generations Community U.S. Average
10.54% 13.47%

Generations Community FCU has a net worth of 10.54% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Generations Community

Branches and Savings

What is Generations Community?

A federal credit union, registered with the NCUA under certificate #4015.
Learn more about credit unions here.

Is Generations Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Generations Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Generations Community's share account and share certificate rates?

Generations Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Generations Community?

Generations Community has total capital of $53.95 million. Full information on Generations Community's financial position is located above.

Who owns Generations Community?

Credit Unions are owned by their members.

Where are Generations Community branches located?

See branch locations nearby.

Are Generations Community ATMs Open 24/7?

Do Generations Community ATMs accept cash deposits?

Can Generations Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Generations Community have a mobile app?

Does Generations Community have mobile deposit?

Does Generations Community have quick pay?

How can Generations Community transfer money to other banks or credit unions?

Does Generations Community report to credit bureaus?

Does Generations Community use Chexsystems?

Does Generations Community use Equifax?

What is Generations Community's toll free phone number?

What is Generations Community's ACH Routing Number?

What is Generations Community's SWIFT code?

Where can I find Generations Community's wire transfer form?

What is the Generations Community address for deposits?

What Products Does Generations Community Offer

Does Generations Community offer mortgages?

Compare mortgage rates here.

Does Generations Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Generations Community offer auto and RV loans?

Compare auto loan rates here.

Does Generations Community offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Generations Community

There are currently no comments for Generations Community. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →