Georgia Power Northwest Federal Credit Union

Headquarters

906 N Broad St Se
Rome, GA 30161
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 4.01% →
1-Year CD 0.20% 4.50% →
2-Year CD 0.30% 4.73% →
5-Year CD N.A. 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Georgia Power Northwest is an NCUA insured institution located in Rome, GA. It was founded in 1935 and has approximately $82.42 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 365
Date Established 1935
Assets $82.42 million
Loans $40.91 million
Deposits $74.45 million
Capital $6.78 million
 

Field of Membership Restrictions

Must be a current or retired employee of Georgia Power Company or other select companies.

Deposit Rates - November 27, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
24 Mo CD
0.30% $10,000 $14,999 Learn More
24 Mo CD
0.30% $100,000 $199,999 Learn More
36 Mo CD
0.40% $10,000 $14,999 Learn More
36 Mo CD
0.40% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 27, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for GEORGIA POWER NORTHWEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Embrace Home Loans (ICB)
NMLS ID: 2184
6.722% 6.625% 1.00 $2,500 $1,601 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
7.779% 7.625% 1.00 $3,750 $1,770 Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
6.226% 6.125% 0.63 $2,685 $1,520 Learn More
Eligibility.org
NMLS ID: 1907
Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.490 %
$0 Learn More
More Info

Note to GEORGIA POWER NORTHWEST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Georgia Power Northwest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Georgia Power Northwest Locations



Climate Initiatives

GEORGIA POWER NORTHWEST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Georgia Power Northwest Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Georgia Power Northwest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Georgia Power Northwest U.S. Average
0.93% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Georgia Power Northwest had $32,449 in non-current loans and $33,125 in owned assets. To cover these potential losses it had $6,784,841 in net worth and $257,178 in loans loss reserves. That gives it a Texas Ratio of 0.93%.

Net Worth
Georgia Power Northwest U.S. Average
8.23% 12.40%

Georgia Power Northwest FCU has a net worth of 8.23% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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