Rome, GA 30161



General Credit Union Information

NCUA Insured Yes
Charter Number # # 365
Date Established 1935
Assets $62.34 million
Loans $28.20 million
Deposits $56.91 million
Capital $4.74 million

Georgia Power Northwest is an NCUA insured institution located in Rome, GA. It was founded in 1935 and has approximately $62.34 millions in assets.

Field of Membership Restrictions

Must be a current or retired employee of Georgia Power Company or other select companies.

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD 10K
0.15% $500 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.25% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 $9,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GEORGIA POWER NORTHWEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,354 $1,230 Learn More
PenFed Credit Union
NMLS ID: 401822
4.459% 4.375% 0.00 $2,500 $1,249 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.740% $291.47 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Georgia Power Northwest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Georgia Power Northwest Locations

Financial Details

Georgia Power Northwest Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Georgia Power Northwest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Georgia Power Northwest U.S. Average
1.75% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Georgia Power Northwest had $83,852 in non-current loans and $2,419 in owned assets. To cover these potential losses it had $4,743,474 in net worth and $178,437 in loans loss reserves. That gives it a Texas Ratio of 1.75%.

Net Worth
Georgia Power Northwest U.S. Average
7.6% 13.08%

Georgia Power Northwest FCU has a net worth of 7.6% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Georgia Power Northwest

What is Georgia Power Northwest?

A federal credit union, registered with the NCUA under certificate #365.
Learn more about credit unions here.

Is Georgia Power Northwest FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Georgia Power Northwest?

Please see Field of Membership information above for information on who is eligible to join.

What are Georgia Power Northwest's share account and share certificate rates?

Georgia Power Northwest's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Georgia Power Northwest?

Georgia Power Northwest has total capital of $4.74 million. Full information on Georgia Power Northwest's financial position is located above.

Who owns Georgia Power Northwest?

Credit Unions are owned by their members.

Where are Georgia Power Northwest branches located?

See branch locations nearby.

Are Georgia Power Northwest ATMs Open 24/7?

Do Georgia Power Northwest ATMs accept cash deposits?

Can Georgia Power Northwest customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Georgia Power Northwest have a mobile app?

Does Georgia Power Northwest have mobile deposit?

Does Georgia Power Northwest have quick pay?

How can Georgia Power Northwest transfer money to other banks or credit unions?

Does Georgia Power Northwest report to credit bureaus?

Does Georgia Power Northwest use Chexsystems?

Does Georgia Power Northwest use Equifax?

What is Georgia Power Northwest's toll free phone number?

What is Georgia Power Northwest's ACH Routing Number?

What is Georgia Power Northwest's SWIFT code?

Where can I find Georgia Power Northwest's wire transfer form?

What is the Georgia Power Northwest address for deposits?

What Products Does Georgia Power Northwest Offer

Does Georgia Power Northwest offer mortgages?

Compare mortgage rates here.

Does Georgia Power Northwest offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Georgia Power Northwest offer auto and RV loans?

Compare auto loan rates here.

Does Georgia Power Northwest offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Georgia Power Northwest

There are currently no comments for Georgia Power Northwest. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →