P.o. Box 5065
Columbus, GA 31906
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Golden is an NCUA insured institution located in Columbus, GA. It was founded in 1957 and has approximately $0.38 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11489
Date Established 1957
Assets $0.38 million
Loans $0.15 million
Deposits $0.24 million
Capital $0.14 million

Deposit Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Golden

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Note to Golden
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Advertiser Disclosure

Loan Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GOLDEN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.422% 2.375% 0.63 $1,562 $972 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
Morty, Inc.
NMLS ID: 1429243
2.678% 2.625% 0.25 $1,720 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to GOLDEN
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Below are Golden branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Golden Locations

Financial Details

Golden Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Golden. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Golden U.S. Average
11.10% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Golden had $15,775 in non-current loans and $0 in owned assets. To cover these potential losses it had $139,688 in net worth and $2,402 in loans loss reserves. That gives it a Texas Ratio of 11.10%.

Net Worth
Golden U.S. Average
36.79% 12.67%

Golden FCU has a net worth of 36.79% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Golden

Branches and Savings

What is Golden?

A federal credit union, registered with the NCUA under certificate #11489.
Learn more about credit unions here.

Is Golden FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Golden is insured by the NCUA.

Who can join Golden?

Please see Field of Membership information above for information on who is eligible to join.

What are Golden's share account and share certificate rates?

Golden's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Golden?

Golden has total capital of $0.14 million. Full information on Golden's financial position is located above.

Who owns Golden?

Credit Unions are owned by their members.

Where are Golden branches located?

See branch locations nearby.

Are Golden ATMs Open 24/7?

Do Golden ATMs accept cash deposits?

Can Golden customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Golden have a mobile app?

Does Golden have mobile deposit?

Does Golden have quick pay?

How can Golden transfer money to other banks or credit unions?

Does Golden report to credit bureaus?

Does Golden use Chexsystems?

Does Golden use Equifax?

What is Golden's toll free phone number?

What is Golden's ACH Routing Number?

What is Golden's SWIFT code?

Where can I find Golden's wire transfer form?

What is the Golden address for deposits?

What Products Does Golden Offer

Does Golden offer mortgages?

Compare mortgage rates here.

Does Golden offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Golden offer auto and RV loans?

Compare auto loan rates here.

Does Golden offer student loans or personal loans?

Compare personal loan rates here.

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