Golden Circle Credit Union
Headquarters
4118 Lincoln Way E
Massillon, OH 44646
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2024 Overview
General Credit Union Information
Golden Circle is an NCUA insured institution located in Massillon, OH. It was founded in 1940 and has approximately $110.49 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 61239 |
| Date Established | 1940 |
| Assets | $110.49 million |
| Loans | $49.76 million |
| Deposits | $94.95 million |
| Capital | $16.16 million |
Field of Membership Restrictions
Golden Circle Credit Union of Ohio is open to the residents, church members, registered students, and the people that maintain employment within Stark County, the employees of the credit union affiliated select employee groups, and the members of the Golden Lodge Union Local 1123.
Deposit Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.01% | $100 | $4,999 |
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|
|
Money Market
|
0.10% | $2,000 | $9,999 |
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|
|
Money Market
|
0.20% | $10,000 | $24,999 |
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|
|
Money Market
|
0.30% | $25,000 | $49,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
|
|
0.10% | $1,000 | $49,999 |
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|
| 6 Mo CD
|
0.19% | $100,000 | - |
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|
| 12 Mo CD
|
0.15% | $1,000 | $49,999 |
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|
| 12 Mo CD
|
0.25% | $100,000 | - |
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|
| 18 Mo CD
|
0.18% | $1,000 | $49,999 |
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|
| 18 Mo CD
|
0.25% | $100,000 | - |
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|
| 24 Mo CD
|
0.20% | $1,000 | $49,999 |
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|
| 24 Mo CD
|
0.27% | $100,000 | - |
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|
| 36 Mo CD
|
0.25% | $1,000 | $49,999 |
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|
| 36 Mo CD
|
0.32% | $100,000 | - |
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|
| 48 Mo CD
|
0.30% | $1,000 | $49,999 |
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|
| 48 Mo CD
|
0.42% | $100,000 | - |
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|
| 60 Mo CD
|
0.45% | $1,000 | $49,999 |
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|
| 60 Mo CD
|
0.57% | $100,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $1 | - | Learn More |
Loan Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Golden Circle
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.894% | 6.750% | 0.88 | $4,746 | $2,076 | Learn More |
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Golden Circle
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Branches
Below are Golden Circle branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
GOLDEN CIRCLE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Golden Circle Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Golden Circle. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Golden Circle | U.S. Average |
|---|---|
| 2.91% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Golden Circle had $447,332 in non-current loans and $37,179 in owned assets. To cover these potential losses it had $16,156,002 in net worth and $493,031 in loans loss reserves. That gives it a Texas Ratio of 2.91%.
Net Worth
| Golden Circle | U.S. Average |
|---|---|
| 14.57% | 13.62% |
Golden Circle FCU has a net worth of 14.57% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Golden Circle
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