Granite

Headquarters

3675 S 900 E
Salt Lake City, UT 84106
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.60% 0.70% →
2-Year CD 0.90% 0.75% →
5-Year CD 1.25% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Granite is an NCUA insured institution located in Salt Lake City, UT. It was founded in 1986 and has approximately $604.95 millions in assets.

Who can join?

Granite Credit Union membership is available to anyone who lives, works, attends school, volunteers or worships in Salt Lake County.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24726
Date Established 1986
Assets $604.95 million
Loans $398.13 million
Deposits $526.80 million
Capital $64.05 million
 

Field of Membership Restrictions

Membership in Granite Federal Credit Union is open to those who live, work, attend school, volunteer, or worship in Salt Lake County or is an employee of one of the membership groups.

Deposit Rates - June 19, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
30 Mo CD
0.90% $10,000 $14,999 Learn More
30 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.15% $10,000 $14,999 Learn More
48 Mo CD
1.15% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less

Loan Rates - June 19, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GRANITE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.465% 3.375% 0.63 $2,812 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info

Note to GRANITE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Granite branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Granite Locations


Financial Details

Granite Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Granite. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Granite U.S. Average
1.92% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Granite had $1,276,655 in non-current loans and $0 in owned assets. To cover these potential losses it had $64,047,550 in net worth and $2,481,751 in loans loss reserves. That gives it a Texas Ratio of 1.92%.

Net Worth
Granite U.S. Average
10.58% 12.67%

Granite FCU has a net worth of 10.58% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Granite

Branches and Savings

What is Granite?

A federal credit union, registered with the NCUA under certificate #24726.
Learn more about credit unions here.

Is Granite FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Granite is insured by the NCUA.

Who can join Granite?

Please see Field of Membership information above for information on who is eligible to join.

What are Granite's share account and share certificate rates?

Granite's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Granite?

Granite has total capital of $64.05 million. Full information on Granite's financial position is located above.

Who owns Granite?

Credit Unions are owned by their members.

Where are Granite branches located?

See branch locations nearby.

Are Granite ATMs Open 24/7?

Do Granite ATMs accept cash deposits?

Can Granite customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Granite have a mobile app?

Does Granite have mobile deposit?

Does Granite have quick pay?

How can Granite transfer money to other banks or credit unions?

Does Granite report to credit bureaus?

Does Granite use Chexsystems?

Does Granite use Equifax?

What is Granite's toll free phone number?

What is Granite's ACH Routing Number?

What is Granite's SWIFT code?

Where can I find Granite's wire transfer form?

What is the Granite address for deposits?

What Products Does Granite Offer

Does Granite offer mortgages?

Compare mortgage rates here.

Does Granite offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Granite offer auto and RV loans?

Compare auto loan rates here.

Does Granite offer student loans or personal loans?

Compare personal loan rates here.

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