3675 S 900 E
Salt Lake City, UT 84106
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ACH 324078721
Granite is an NCUA insured institution located in Salt Lake City, UT. It was founded in 1986 and has approximately $916.97 millions in assets.
Who can join?
Granite Credit Union membership is available to anyone who lives, works, attends school, volunteers or worships in Salt Lake County.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24726 |
| Date Established | 1986 |
| Assets | $916.97 million |
| Loans | $696.82 million |
| Deposits | $763.27 million |
| Capital | $90.93 million |
Your Current Location: Maryland, MD
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.20% | $1 | $499 | Learn More |
Your Current Location: Maryland, MD
There are currently no loan rates available for Granite
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Note to Granite
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Granite branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Cumberland,Maryland
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1759.34 | A | View Lobby Hours | |
| 1759.43 | B | View Lobby Hours | |
| 1759.76 | C | View Lobby Hours | |
| 1759.90 | D | View Lobby Hours | |
| 1760.98 | E | View Lobby Hours | |
| 1763.35 | F | View Lobby Hours | |
| 1765.18 | G | View Lobby Hours | |
| 1765.61 | H | View Lobby Hours | |
| 1765.69 | I | View Lobby Hours |
GRANITE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Granite. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Granite | U.S. Average |
|---|---|
| 7.42% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Granite had $6,908,549 in non-current loans and $0 in owned assets. To cover these potential losses it had $90,931,423 in net worth and $2,166,726 in loans loss reserves. That gives it a Texas Ratio of 7.42%.
| Granite | U.S. Average |
|---|---|
| 9.91% | 14.48% |
Granite FCU has a net worth of 9.91% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 29, 2026
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