Grs Employees Federal Credit Union

Headquarters

1025 John St
West Henrietta, NY 14586
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Grs Employees is an NCUA insured institution located in West Henrietta, NY. It was founded in 1955 and has approximately $2.76 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24787
Date Established 1955
Assets $2.76 million
Loans $1.71 million
Deposits $2.60 million
Capital $0.16 million
 

Deposit Rates - September 18, 2026

Your Current Location: Alabama, AL

We do not yet have rates for Grs Employees

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Loan Rates - September 18, 2026

Your Current Location: Alabama, AL

There are currently no loan rates available for Grs Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Alabama 30 Year Fixed Mortgage Rates 2026

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Featured - Alabama Home Equity Line Of Credit Rates 2026

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Branches

Below are Grs Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Sylacauga,Alabama


Grs Employees Locations


BranchDistance Map View Lobby Hours

GRS EFCU

820.46 A View Lobby Hours


Climate Policy and Initiatives

GRS EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Grs Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Grs Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Grs Employees U.S. Average
30.64% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Grs Employees had $55,950 in non-current loans and $0 in owned assets. To cover these potential losses it had $161,569 in net worth and $21,030 in loans loss reserves. That gives it a Texas Ratio of 30.64%.

Net Worth
Grs Employees U.S. Average
5.85% 14.48%

Grs Employees FCU has a net worth of 5.85% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Grs Employees

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