H.B.I. EMPLOYEES

3415 UNIVERSITY AVE
Saint Paul, MN 55114

Notable Rates APY Vs.Others
Savings N.A. 2.60% →
1-Year CD N.A. 2.36% →
2-Year CD N.A. 2.60% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

H.b.i. Employees is an NCUA insured institution located in Saint Paul, MN. It was founded in 1954 and has approximately $8 millions in assets.

NCUA Insured Yes
Charter Number # # 64959
Date Established 1954
Assets $8.00 million
Loans $3.38 million
Deposits $6.96 million
Capital $1.04 million
 

Deposit Rates - November 12, 2019

Your Current Location: Connecticut, CT 06828

We do not yet have rates for H.b.i. Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to H.b.i. Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for H.b.i. Employees, but see these great savings and CD rates:

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Loan Rates - November 12, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for H.B.I. EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.631% 3.625% 0.13 $172 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to H.B.I. EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are H.b.i. Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


H.b.i. Employees Locations


Financial Details

H.b.i. Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of H.b.i. Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
H.b.i. Employees U.S. Average
1.81% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, H.b.i. Employees had $6,898 in non-current loans and $12,200 in owned assets. To cover these potential losses it had $1,039,772 in net worth and $17,841 in loans loss reserves. That gives it a Texas Ratio of 1.81%.

Net Worth
H.b.i. Employees U.S. Average
12.99% 13.65%

H.b.i. Employees FCU has a net worth of 12.99% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About H.b.i. Employees

Branches and Savings

What is H.b.i. Employees?

A federal credit union, registered with the NCUA under certificate #64959.
Learn more about credit unions here.

Is H.b.i. Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join H.b.i. Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are H.b.i. Employees's share account and share certificate rates?

H.b.i. Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is H.b.i. Employees?

H.b.i. Employees has total capital of $1.04 million. Full information on H.b.i. Employees's financial position is located above.

Who owns H.b.i. Employees?

Credit Unions are owned by their members.

Where are H.b.i. Employees branches located?

See branch locations nearby.

Are H.b.i. Employees ATMs Open 24/7?

Do H.b.i. Employees ATMs accept cash deposits?

Can H.b.i. Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does H.b.i. Employees have a mobile app?

Does H.b.i. Employees have mobile deposit?

Does H.b.i. Employees have quick pay?

How can H.b.i. Employees transfer money to other banks or credit unions?

Does H.b.i. Employees report to credit bureaus?

Does H.b.i. Employees use Chexsystems?

Does H.b.i. Employees use Equifax?

What is H.b.i. Employees's toll free phone number?

What is H.b.i. Employees's ACH Routing Number?

What is H.b.i. Employees's SWIFT code?

Where can I find H.b.i. Employees's wire transfer form?

What is the H.b.i. Employees address for deposits?

What Products Does H.b.i. Employees Offer

Does H.b.i. Employees offer mortgages?

Compare mortgage rates here.

Does H.b.i. Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does H.b.i. Employees offer auto and RV loans?

Compare auto loan rates here.

Does H.b.i. Employees offer student loans or personal loans?

Compare personal loan rates here.

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