Halifax County Community Federal Credit Union

Headquarters

1176 Huell Mathews Hwy
South Boston, VA 24592
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Halifax County Community is an NCUA insured institution located in South Boston, VA. It was founded in 1981 and has approximately $7.2 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 23760
Date Established 1981
Assets $7.20 million
Loans $1.69 million
Deposits $6.71 million
Capital $0.47 million
 

Deposit Rates - October 2, 2026

Your Current Location: New York, NY 10116

We do not yet have rates for Halifax County Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - October 2, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Halifax County Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Halifax County Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


Halifax County Community Locations around zip code 10116


BranchDistance Map View Lobby Hours

Halifax County Community Federal Credit Union

380.50 A View Lobby Hours


Climate Policy and Initiatives

HALIFAX COUNTY COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Halifax County Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Halifax County Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Halifax County Community U.S. Average
1.72% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Halifax County Community had $8,202 in non-current loans and $0 in owned assets. To cover these potential losses it had $470,784 in net worth and $6,903 in loans loss reserves. That gives it a Texas Ratio of 1.72%.

Net Worth
Halifax County Community U.S. Average
6.54% 14.48%

Halifax County Community FCU has a net worth of 6.54% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Halifax County Community

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