Harborone Federal Credit Union

Headquarters

P.o. Box 720
Brockton, MA 02303
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.50% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Harborone is an NCUA insured institution located in Brockton, MA. It was founded in 1917 and has approximately $1872.64 millions in assets.

Who can join?

HarborOne serves individuals living or working in Bristol, Plymouth, Norfolk or Barnstable counties

NCUA Insured Yes / Federally Chartered
Charter Number # # 67560
Date Established 1917
Assets $1,872.64 million
Loans $1,557.25 million
Deposits $1,332.42 million
Capital $181.98 million
 

Deposit Rates - September 30, 2026

Your Current Location: New York, NY

Checking Rates APY MIN FEE
FreePlus Checking 0.00% $0 $0.00 Learn MoreShow Less
Advertiser Disclosure

Loan Rates - September 30, 2026

Your Current Location: New York, NY

There are currently no loan rates available for Harborone

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Note to Harborone
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Branches

Below are Harborone branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
North Tonawanda,New York


Harborone Locations


BranchDistance Map View Lobby Hours


Climate Policy and Initiatives

HARBORONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Harborone Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Harborone. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Harborone U.S. Average
10.63% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Harborone had $18,880,806 in non-current loans and $1,962,729 in owned assets. To cover these potential losses it had $181,982,867 in net worth and $14,028,954 in loans loss reserves. That gives it a Texas Ratio of 10.63%.

Net Worth
Harborone U.S. Average
9.71% 14.48%

Harborone FCU has a net worth of 9.71% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Harborone


  • April 10, 2016

    HarborOne is now a BANK. They decided to no longer be a Credit Union about 1 year ago.


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