HARMONY

504 COURT RD
Grand Junction, CO 81501

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 3837
Date Established 1940
Assets $20.93 million
Loans $6.16 million
Deposits $18.93 million
Capital $2.22 million

Harmony is an NCUA insured institution located in Grand Junction, CO. It was founded in 1940 and has approximately $20.93 millions in assets.

Deposit Rates - August 24, 2019

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,500 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.40% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $500 - Learn MoreShow Less
6 Mo CD
0.30% $500 - Learn MoreShow Less
12 Mo CD
0.40% $500 - Learn MoreShow Less
18 Mo CD
0.60% $500 - Learn MoreShow Less
24 Mo CD
0.70% $500 - Learn MoreShow Less
36 Mo CD
1.00% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $25 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1,000 - Learn MoreShow Less

Loan Rates - August 24, 2019

Your Current Location: Washington, WA 98101

There are currently no loan rates available for HARMONY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to HARMONY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Harmony branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Harmony Locations


Financial Details

Harmony Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Harmony. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Harmony U.S. Average
1.03% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Harmony had $10,256 in non-current loans and $13,250 in owned assets. To cover these potential losses it had $2,220,416 in net worth and $62,327 in loans loss reserves. That gives it a Texas Ratio of 1.03%.

Net Worth
Harmony U.S. Average
10.6% 13.47%

Harmony FCU has a net worth of 10.6% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Harmony

Branches and Savings

What is Harmony?

A federal credit union, registered with the NCUA under certificate #3837.
Learn more about credit unions here.

Is Harmony FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Harmony?

Please see Field of Membership information above for information on who is eligible to join.

What are Harmony's share account and share certificate rates?

Harmony's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Harmony?

Harmony has total capital of $2.22 million. Full information on Harmony's financial position is located above.

Who owns Harmony?

Credit Unions are owned by their members.

Where are Harmony branches located?

See branch locations nearby.

Are Harmony ATMs Open 24/7?

Do Harmony ATMs accept cash deposits?

Can Harmony customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Harmony have a mobile app?

Does Harmony have mobile deposit?

Does Harmony have quick pay?

How can Harmony transfer money to other banks or credit unions?

Does Harmony report to credit bureaus?

Does Harmony use Chexsystems?

Does Harmony use Equifax?

What is Harmony's toll free phone number?

What is Harmony's ACH Routing Number?

What is Harmony's SWIFT code?

Where can I find Harmony's wire transfer form?

What is the Harmony address for deposits?

What Products Does Harmony Offer

Does Harmony offer mortgages?

Compare mortgage rates here.

Does Harmony offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Harmony offer auto and RV loans?

Compare auto loan rates here.

Does Harmony offer student loans or personal loans?

Compare personal loan rates here.

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