504 Court Rd
Grand Junction, CO 81501
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.02% 0.85% →
1-Year CD 0.35% 0.75% →
2-Year CD 0.65% 0.80% →
5-Year CD N.A. 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Harmony is an NCUA insured institution located in Grand Junction, CO. It was founded in 1940 and has approximately $22 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3837
Date Established 1940
Assets $22.00 million
Loans $4.82 million
Deposits $20.46 million
Capital $2.05 million

Deposit Rates - October 18, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.02% $2,500 $4,999 Learn More
Money Market
0.07% $2,500 $2,999 Learn More
Money Market
0.07% $10,000 $14,999 Learn More
Money Market
0.07% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 18, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HARMONY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.610% 3.500% 0.88 $3,438 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Harmony branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Harmony Locations

Climate Initiatives

HARMONY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Harmony Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Harmony. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Harmony U.S. Average
1.41% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Harmony had $25,508 in non-current loans and $4,000 in owned assets. To cover these potential losses it had $2,046,684 in net worth and $45,208 in loans loss reserves. That gives it a Texas Ratio of 1.41%.

Net Worth
Harmony U.S. Average
9.3% 12.22%

Harmony FCU has a net worth of 9.3% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Harmony

Branches and Savings

What is Harmony?

A federal credit union, registered with the NCUA under certificate #3837.
Learn more about credit unions here.

Is Harmony FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Harmony is insured by the NCUA.

Who can join Harmony?

Please see Field of Membership information above for information on who is eligible to join.

What are Harmony's share account and share certificate rates?

Harmony's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Harmony?

Harmony has total capital of $2.05 million. Full information on Harmony's financial position is located above.

Who owns Harmony?

Credit Unions are owned by their members.

Where are Harmony branches located?

See branch locations nearby.

Are Harmony ATMs Open 24/7?

Do Harmony ATMs accept cash deposits?

Can Harmony customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Harmony have a mobile app?

Does Harmony have mobile deposit?

Does Harmony have quick pay?

How can Harmony transfer money to other banks or credit unions?

Does Harmony report to credit bureaus?

Does Harmony use Chexsystems?

Does Harmony use Equifax?

What is Harmony's toll free phone number?

What is Harmony's ACH Routing Number?

What is Harmony's SWIFT code?

Where can I find Harmony's wire transfer form?

What is the Harmony address for deposits?

What Products Does Harmony Offer

Does Harmony offer mortgages?

Compare mortgage rates here.

Does Harmony offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Harmony offer auto and RV loans?

Compare auto loan rates here.

Does Harmony offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Harmony

There are currently no comments for Harmony. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →