P.O. Box 5
Cantonment, FL 32533
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 0.55% 1.01% →
2-Year CD 0.90% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Harvesters is an NCUA insured institution located in Cantonment, FL. It was founded in 1948 and has approximately $185.3 millions in assets.

NCUA Insured Yes
Charter Number # # 5727
Date Established 1948
Assets $185.30 million
Loans $157.23 million
Deposits $168.35 million
Capital $16.09 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or go to school in Escambia County or Santa Rosa County, Florida.

Deposit Rates - October 27, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $10,000 $14,999 Learn More
3 Mo CD
0.30% $100,000 $199,999 Learn More
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
30 Mo CD
0.90% $10,000 $14,999 Learn More
30 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.11% $10,000 $14,999 Learn More
36 Mo CD
1.11% $100,000 $199,999 Learn More

Loan Rates - October 27, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HARVESTERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
2.666% 2.625% 0.50 $1,335 $1,005 Learn More
First Internet Bank
NMLS ID: 424182
2.574% 2.500% 1.00 $2,430 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Harvesters branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Harvesters Locations

Financial Details

Harvesters Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Harvesters. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Harvesters U.S. Average
11.67% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Harvesters had $535,882 in non-current loans and $1,405,485 in owned assets. To cover these potential losses it had $16,086,192 in net worth and $543,617 in loans loss reserves. That gives it a Texas Ratio of 11.67%.

Net Worth
Harvesters U.S. Average
8.68% 13.61%

Harvesters FCU has a net worth of 8.68% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Harvesters

Branches and Savings

What is Harvesters?

A federal credit union, registered with the NCUA under certificate #5727.
Learn more about credit unions here.

Is Harvesters FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Harvesters?

Please see Field of Membership information above for information on who is eligible to join.

What are Harvesters's share account and share certificate rates?

Harvesters's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Harvesters?

Harvesters has total capital of $16.09 million. Full information on Harvesters's financial position is located above.

Who owns Harvesters?

Credit Unions are owned by their members.

Where are Harvesters branches located?

See branch locations nearby.

Are Harvesters ATMs Open 24/7?

Do Harvesters ATMs accept cash deposits?

Can Harvesters customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Harvesters have a mobile app?

Does Harvesters have mobile deposit?

Does Harvesters have quick pay?

How can Harvesters transfer money to other banks or credit unions?

Does Harvesters report to credit bureaus?

Does Harvesters use Chexsystems?

Does Harvesters use Equifax?

What is Harvesters's toll free phone number?

What is Harvesters's ACH Routing Number?

What is Harvesters's SWIFT code?

Where can I find Harvesters's wire transfer form?

What is the Harvesters address for deposits?

What Products Does Harvesters Offer

Does Harvesters offer mortgages?

Compare mortgage rates here.

Does Harvesters offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Harvesters offer auto and RV loans?

Compare auto loan rates here.

Does Harvesters offer student loans or personal loans?

Compare personal loan rates here.

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