Po Box 2506
Rapid City, SD 57709
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.30% 0.75% →
2-Year CD 0.50% 0.80% →
5-Year CD 0.85% 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Highmark is an NCUA insured institution located in Rapid City, SD. It was founded in 1940 and has approximately $192.56 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4122
Date Established 1940
Assets $192.56 million
Loans $150.75 million
Deposits $169.51 million
Capital $17.28 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Butte, Custer, Fall River, Harding, Lawrence, Meade and Pennington Counties, South Dakota, and Campbell, Crook, Niobrara and Weston Counties, Wyoming.

Deposit Rates - October 15, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
18 Mo CD
0.30% $10,000 $14,999 Learn More
18 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.40% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
30 Mo CD
0.40% $10,000 $14,999 Learn More
30 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.65% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.85% $100,000 $199,999 Learn More

Loan Rates - October 15, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HIGHMARK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.475% 3.375% 0.75 $3,125 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Highmark branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Highmark Locations

Climate Initiatives

HIGHMARK is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Highmark Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Highmark. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Highmark U.S. Average
3.00% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Highmark had $256,319 in non-current loans and $277,391 in owned assets. To cover these potential losses it had $17,284,109 in net worth and $493,866 in loans loss reserves. That gives it a Texas Ratio of 3.00%.

Net Worth
Highmark U.S. Average
8.97% 12.22%

Highmark FCU has a net worth of 8.97% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Highmark

Branches and Savings

What is Highmark?

A federal credit union, registered with the NCUA under certificate #4122.
Learn more about credit unions here.

Is Highmark FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Highmark is insured by the NCUA.

Who can join Highmark?

Please see Field of Membership information above for information on who is eligible to join.

What are Highmark's share account and share certificate rates?

Highmark's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Highmark?

Highmark has total capital of $17.28 million. Full information on Highmark's financial position is located above.

Who owns Highmark?

Credit Unions are owned by their members.

Where are Highmark branches located?

See branch locations nearby.

Are Highmark ATMs Open 24/7?

Do Highmark ATMs accept cash deposits?

Can Highmark customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Highmark have a mobile app?

Does Highmark have mobile deposit?

Does Highmark have quick pay?

How can Highmark transfer money to other banks or credit unions?

Does Highmark report to credit bureaus?

Does Highmark use Chexsystems?

Does Highmark use Equifax?

What is Highmark's toll free phone number?

What is Highmark's ACH Routing Number?

What is Highmark's SWIFT code?

Where can I find Highmark's wire transfer form?

What is the Highmark address for deposits?

What Products Does Highmark Offer

Does Highmark offer mortgages?

Compare mortgage rates here.

Does Highmark offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Highmark offer auto and RV loans?

Compare auto loan rates here.

Does Highmark offer student loans or personal loans?

Compare personal loan rates here.

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