HIWAY

111 Empire Dr
Saint Paul, MN 55103

Notable Rates APY Vs.Others
Savings 0.15% 2.25% →
1-Year CD 1.85% 2.25% →
2-Year CD 1.80% 2.50% →
5-Year CD 2.75% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Hiway is an NCUA insured institution located in Saint Paul, MN. It was founded in 1934 and has approximately $1159.41 millions in assets.

Who can join?

You're eligible for membership at Hiway if you meet any of the following requirements:

Live, work, worship or attend school in the Metro Community Area

Are employed by one of the following:
Minnesota Department of Transportation
Minnesota Department of Public Safety
State of Minnesota (most employees qualify)
V.A. Medical Center
Civilian employees and military personnel whose primary duty station is the Fort Snelling Reservation
Minnesota Military (most employees qualify)
Fort Snelling National Cemetary
U.S. Government Contractor at Minneapolis-St. Paul International Airport
Other eligible select employee groups

Member of the General John W. Vessey, Jr. Chapter of the Association of the U.S. Army (AUSA) Learn About AUSA Membership

Family member or household member of a person that qualifies for Hiway membership

NCUA Insured Yes
Charter Number # # 24360
Date Established 1934
Assets $1,159.41 million
Loans $837.04 million
Deposits $1,019.49 million
Capital $135.17 million
 

Field of Membership Restrictions

Membership in Hiway Federal Credit Union is open to anyone through joining the Minnesota Recreation and Parks Foundation ($10 donation). Membership is also open to those who live, work, attend school or worship in a select area of Minneapolis and St. Paul, Minnesota and to employees of Minnesota Department of Transportation, Minnesota Department of Public Safety, V.A. Medical Center, and other area Select Employer Groups.

Deposit Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $2,000 $24,999 Learn MoreShow Less
Money Market
0.50% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.65% $500 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.65% $10,000 $24,999 Learn MoreShow Less
1.00% $10,000 $24,999 Learn MoreShow Less
1.75% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
1.85% $25,000 - Learn MoreShow Less
1.75% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
1.80% $10,000 $24,999 Learn MoreShow Less
30 Mo CD
1.80% $10,000 $24,999 Learn MoreShow Less
2.40% $10,000 $24,999 Learn MoreShow Less
2.61% $10,000 $24,999 Learn MoreShow Less
2.75% $10,000 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HIWAY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
First Internet Bank
NMLS ID: 424182
3.537% 3.500% 0.50 $1,162 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to HIWAY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Hiway branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Hiway Locations


Financial Details

Hiway Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hiway. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hiway U.S. Average
2.72% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Hiway had $3,707,352 in non-current loans and $119,429 in owned assets. To cover these potential losses it had $135,169,454 in net worth and $5,584,944 in loans loss reserves. That gives it a Texas Ratio of 2.72%.

Net Worth
Hiway U.S. Average
11.65% 13.65%

Hiway FCU has a net worth of 11.65% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hiway

Branches and Savings

What is Hiway?

A federal credit union, registered with the NCUA under certificate #24360.
Learn more about credit unions here.

Is Hiway FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Hiway?

Please see Field of Membership information above for information on who is eligible to join.

What are Hiway's share account and share certificate rates?

Hiway's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hiway?

Hiway has total capital of $135.17 million. Full information on Hiway's financial position is located above.

Who owns Hiway?

Credit Unions are owned by their members.

Where are Hiway branches located?

See branch locations nearby.

Are Hiway ATMs Open 24/7?

Do Hiway ATMs accept cash deposits?

Can Hiway customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hiway have a mobile app?

Does Hiway have mobile deposit?

Does Hiway have quick pay?

How can Hiway transfer money to other banks or credit unions?

Does Hiway report to credit bureaus?

Does Hiway use Chexsystems?

Does Hiway use Equifax?

What is Hiway's toll free phone number?

What is Hiway's ACH Routing Number?

What is Hiway's SWIFT code?

Where can I find Hiway's wire transfer form?

What is the Hiway address for deposits?

What Products Does Hiway Offer

Does Hiway offer mortgages?

Compare mortgage rates here.

Does Hiway offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hiway offer auto and RV loans?

Compare auto loan rates here.

Does Hiway offer student loans or personal loans?

Compare personal loan rates here.

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