Hoosier United Credit Union

Headquarters

1828 N Meridian St Ste 102
Indianapolis, IN 46202
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Hoosier United is an NCUA insured institution located in Indianapolis, IN. It was founded in 1931 and has approximately $37.24 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67648
Date Established 1931
Assets $37.24 million
Loans $10.84 million
Deposits $32.28 million
Capital $4.81 million
 

Deposit Rates - September 24, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for Hoosier United

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Loan Rates - September 24, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Hoosier United

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are Hoosier United branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Phoenix,Arizona


Hoosier United Locations around zip code 85001




Climate Policy and Initiatives

HOOSIER UNITED is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Hoosier United Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hoosier United. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hoosier United U.S. Average
6.35% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Hoosier United had $182,669 in non-current loans and $125,859 in owned assets. To cover these potential losses it had $4,814,575 in net worth and $44,344 in loans loss reserves. That gives it a Texas Ratio of 6.35%.

Net Worth
Hoosier United U.S. Average
12.93% 14.48%

Hoosier United FCU has a net worth of 12.93% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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