HOWARD COUNTY EDUCATION

3458 Ellicott Center Dr Ste 106
Ellicott City, MD 21043

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8642
Date Established 1953
Assets $21.52 million
Loans $16.48 million
Deposits $19.20 million
Capital $2.22 million

Howard County Education is an NCUA insured institution located in Ellicott City, MD. It was founded in 1953 and has approximately $21.52 millions in assets.

Deposit Rates - August 22, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Howard County Education

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There are currently no rates available for Howard County Education, but see these great savings and CD rates:

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Loan Rates - August 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HOWARD COUNTY EDUCATION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

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Featured - Virginia Home Equity Line Of Credit Rates 2019

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Third Federal Savings and Loans
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4.490 %
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Branches

Below are Howard County Education branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Howard County Education Locations


Financial Details

Howard County Education Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Howard County Education. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Howard County Education U.S. Average
5.72% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Howard County Education had $114,421 in non-current loans and $16,834 in owned assets. To cover these potential losses it had $2,218,051 in net worth and $75,311 in loans loss reserves. That gives it a Texas Ratio of 5.72%.

Net Worth
Howard County Education U.S. Average
10.3% 13.47%

Howard County Education FCU has a net worth of 10.3% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Howard County Education

Branches and Savings

What is Howard County Education?

A federal credit union, registered with the NCUA under certificate #8642.
Learn more about credit unions here.

Is Howard County Education FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Howard County Education?

Please see Field of Membership information above for information on who is eligible to join.

What are Howard County Education's share account and share certificate rates?

Howard County Education's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Howard County Education?

Howard County Education has total capital of $2.22 million. Full information on Howard County Education's financial position is located above.

Who owns Howard County Education?

Credit Unions are owned by their members.

Where are Howard County Education branches located?

See branch locations nearby.

Are Howard County Education ATMs Open 24/7?

Do Howard County Education ATMs accept cash deposits?

Can Howard County Education customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Howard County Education have a mobile app?

Does Howard County Education have mobile deposit?

Does Howard County Education have quick pay?

How can Howard County Education transfer money to other banks or credit unions?

Does Howard County Education report to credit bureaus?

Does Howard County Education use Chexsystems?

Does Howard County Education use Equifax?

What is Howard County Education's toll free phone number?

What is Howard County Education's ACH Routing Number?

What is Howard County Education's SWIFT code?

Where can I find Howard County Education's wire transfer form?

What is the Howard County Education address for deposits?

What Products Does Howard County Education Offer

Does Howard County Education offer mortgages?

Compare mortgage rates here.

Does Howard County Education offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Howard County Education offer auto and RV loans?

Compare auto loan rates here.

Does Howard County Education offer student loans or personal loans?

Compare personal loan rates here.

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