300 Bemis Rd
Fitchburg, MA 01420
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Phone (800) 262-1001
ACH 211382850
I-c is an NCUA insured institution located in Fitchburg, MA. It was founded in 1934 and has approximately $548.05 millions in assets.
Who can join?
Individuals who live or work in Franklin, Hampden, Hampshire, Middlesex, Norfolk, and Worcester Counties in the Commonwealth of Massachusetts.
Also included are:
Spouses of deceased Credit Union Members;
Employees of the Credit Union and Members of their immediate families;
Organizations of Credit Union Members
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24250 |
| Date Established | 1934 |
| Assets | $548.05 million |
| Loans | $408.77 million |
| Deposits | $493.84 million |
| Capital | $48.78 million |
Your Current Location: California, CA
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.02% | $50 | - |
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|
|
Money Market
|
0.05% | $50 | $9,999 |
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|
|
Money Market
|
0.05% | $10,000 | $24,999 |
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|
|
Money Market
|
0.10% | $25,000 | $49,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $500 | - |
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|
| 12 Mo CD
|
0.20% | $500 | - |
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|
| 18 Mo CD
|
0.25% | $500 | - |
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|
| 24 Mo CD
|
0.30% | $500 | - |
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|
| 36 Mo CD
|
0.40% | $500 | - |
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|
| 48 Mo CD
|
0.50% | $500 | - |
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|
| 60 Mo CD
|
0.60% | $500 | - |
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|
Your Current Location: California, CA
There are currently no loan rates available for I-c
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Note to I-c
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Below are I-c branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Richmond,California
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 2692.76 | A | View Lobby Hours | |
| 2697.51 | B | View Lobby Hours | |
| 2698.18 | C | View Lobby Hours | |
| 2699.68 | D | View Lobby Hours | |
| 2700.16 | E | View Lobby Hours | |
| 2700.92 | F | View Lobby Hours | |
| 2701.80 | G | View Lobby Hours | |
| 2709.93 | H | View Lobby Hours |
I-C is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of I-c. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| I-c | U.S. Average |
|---|---|
| 16.03% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, I-c had $8,084,489 in non-current loans and $331,686 in owned assets. To cover these potential losses it had $48,784,645 in net worth and $3,714,074 in loans loss reserves. That gives it a Texas Ratio of 16.03%.
| I-c | U.S. Average |
|---|---|
| 9.32% | 14.48% |
I-c FCU has a net worth of 9.32% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
*All images, logos and public notes on this page appear courtesy of I-C and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.
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Last Update on September 18, 2026
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