IBM SOUTHEAST EMPLOYEES

Headquarters

P O BOX 5090
Boca Raton, FL 33487
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.60% →
1-Year CD 0.60% 1.35% →
2-Year CD 1.50% 1.45% →
5-Year CD 1.36% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Ibm Southeast Employees is an NCUA insured institution located in Boca Raton, FL. It was founded in 1969 and has approximately $1534.92 millions in assets.

NCUA Insured Yes
Charter Number # # 68663
Date Established 1969
Assets $1,534.92 million
Loans $1,247.37 million
Deposits $1,334.71 million
Capital $164.55 million
 

Field of Membership Restrictions

Membership in IBM Southeast Employees’ Credit Union is open to the following: (1) those who live or work in Broward, Hillsborough, Martin, Palm Beach, Pinellas, or St. Lucie Counties in Florida; (2) those who live or work in Bartow, Cherokee, Clayton, Cobb, DeKalb, Douglas, Forsyth, Fulton, Gwinnett, Henry, Paulding, or Pickins Counties in Georgia; (3) employees of the credit union's Member Companies-not listed on the credit union's site.

Deposit Rates - June 4, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $5 - Learn More
Money Market
0.05% $1 $9,999 Learn More
Money Market
0.05% $10,000 $24,999 Learn More
Money Market
0.05% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $1,000 - Learn More
6 Mo CD
0.25% $1,000 $24,999 Learn More
6 Mo CD
0.35% $25,000 - Learn More
12 Mo CD
0.50% $1,000 $24,999 Learn More
12 Mo CD
0.60% $25,000 - Learn More
18 Mo CD
0.60% $1,000 - Learn More
Special: 24 Mo CD
1.50% $1,000 $250,000 Learn More
24 Mo CD
1.50% $1,000 $24,999 Learn More
24 Mo CD
1.50% $25,000 - Learn More
30 Mo CD
0.80% $1,000 - Learn More
36 Mo CD
0.85% $1,000 $24,999 Learn More
36 Mo CD
0.95% $25,000 - Learn More
48 Mo CD
0.90% $1,000 $24,999 Learn More
48 Mo CD
1.01% $25,000 - Learn More
60 Mo CD
1.26% $1,000 $24,999 Learn More
60 Mo CD
1.36% $25,000 $250,000 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $100 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.50% $1,000 - Learn MoreShow Less
Special: 24 Mo FIRA
1.50% $1,000 $250,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less

Loan Rates - June 4, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for IBM SOUTHEAST EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.184% 3.125% 0.75 $1,878 $1,071 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to IBM SOUTHEAST EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Ibm Southeast Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Ibm Southeast Employees Locations


Financial Details

Ibm Southeast Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ibm Southeast Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ibm Southeast Employees U.S. Average
5.92% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Ibm Southeast Employees had $8,466,523 in non-current loans and $1,818,436 in owned assets. To cover these potential losses it had $164,554,630 in net worth and $9,296,520 in loans loss reserves. That gives it a Texas Ratio of 5.92%.

Net Worth
Ibm Southeast Employees U.S. Average
10.72% 13.86%

Ibm Southeast Employees FCU has a net worth of 10.72% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ibm Southeast Employees

Branches and Savings

What is Ibm Southeast Employees?

A federal credit union, registered with the NCUA under certificate #68663.
Learn more about credit unions here.

Is Ibm Southeast Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ibm Southeast Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Ibm Southeast Employees's share account and share certificate rates?

Ibm Southeast Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ibm Southeast Employees?

Ibm Southeast Employees has total capital of $164.55 million. Full information on Ibm Southeast Employees's financial position is located above.

Who owns Ibm Southeast Employees?

Credit Unions are owned by their members.

Where are Ibm Southeast Employees branches located?

See branch locations nearby.

Are Ibm Southeast Employees ATMs Open 24/7?

Do Ibm Southeast Employees ATMs accept cash deposits?

Can Ibm Southeast Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ibm Southeast Employees have a mobile app?

Does Ibm Southeast Employees have mobile deposit?

Does Ibm Southeast Employees have quick pay?

How can Ibm Southeast Employees transfer money to other banks or credit unions?

Does Ibm Southeast Employees report to credit bureaus?

Does Ibm Southeast Employees use Chexsystems?

Does Ibm Southeast Employees use Equifax?

What is Ibm Southeast Employees's toll free phone number?

What is Ibm Southeast Employees's ACH Routing Number?

What is Ibm Southeast Employees's SWIFT code?

Where can I find Ibm Southeast Employees's wire transfer form?

What is the Ibm Southeast Employees address for deposits?

What Products Does Ibm Southeast Employees Offer

Does Ibm Southeast Employees offer mortgages?

Compare mortgage rates here.

Does Ibm Southeast Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ibm Southeast Employees offer auto and RV loans?

Compare auto loan rates here.

Does Ibm Southeast Employees offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Ibm Southeast Employees

There are currently no comments for Ibm Southeast Employees. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →