IDAHO STATE UNIVERSITY

275 S. 5th Ave, Suite 210
Pocatello, ID 83201

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 7776
Date Established 1952
Assets $239.50 million
Loans $176.85 million
Deposits $219.00 million
Capital $19.62 million

Idaho State University is an NCUA insured institution located in Pocatello, ID. It was founded in 1952 and has approximately $239.5 millions in assets.

Field of Membership Restrictions

Membership in Idaho State University Federal Credit Union is open to faculty, staff, students, and alumni of Idaho State University, and other organizations related to ISU.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.60% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $500 - Learn MoreShow Less
6 Mo CD
0.55% $500 - Learn MoreShow Less
12 Mo CD
1.35% $500 - Learn MoreShow Less
18 Mo CD
1.40% $500 - Learn MoreShow Less
24 Mo CD
1.50% $500 - Learn MoreShow Less
30 Mo CD
1.75% $500 - Learn MoreShow Less
36 Mo CD
1.75% $500 - Learn MoreShow Less
48 Mo CD
1.90% $500 - Learn MoreShow Less
60 Mo CD
2.20% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $25 - Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for IDAHO STATE UNIVERSITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to IDAHO STATE UNIVERSITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Idaho State University branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Idaho State University Locations


Financial Details

Idaho State University Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Idaho State University. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Idaho State University U.S. Average
13.20% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Idaho State University had $2,654,967 in non-current loans and $185,450 in owned assets. To cover these potential losses it had $19,621,507 in net worth and $1,900,769 in loans loss reserves. That gives it a Texas Ratio of 13.20%.

Net Worth
Idaho State University U.S. Average
8.19% 13.47%

Idaho State University FCU has a net worth of 8.19% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Idaho State University

Branches and Savings

What is Idaho State University?

A federal credit union, registered with the NCUA under certificate #7776.
Learn more about credit unions here.

Is Idaho State University FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Idaho State University?

Please see Field of Membership information above for information on who is eligible to join.

What are Idaho State University's share account and share certificate rates?

Idaho State University's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Idaho State University?

Idaho State University has total capital of $19.62 million. Full information on Idaho State University's financial position is located above.

Who owns Idaho State University?

Credit Unions are owned by their members.

Where are Idaho State University branches located?

See branch locations nearby.

Are Idaho State University ATMs Open 24/7?

Do Idaho State University ATMs accept cash deposits?

Can Idaho State University customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Idaho State University have a mobile app?

Does Idaho State University have mobile deposit?

Does Idaho State University have quick pay?

How can Idaho State University transfer money to other banks or credit unions?

Does Idaho State University report to credit bureaus?

Does Idaho State University use Chexsystems?

Does Idaho State University use Equifax?

What is Idaho State University's toll free phone number?

What is Idaho State University's ACH Routing Number?

What is Idaho State University's SWIFT code?

Where can I find Idaho State University's wire transfer form?

What is the Idaho State University address for deposits?

What Products Does Idaho State University Offer

Does Idaho State University offer mortgages?

Compare mortgage rates here.

Does Idaho State University offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Idaho State University offer auto and RV loans?

Compare auto loan rates here.

Does Idaho State University offer student loans or personal loans?

Compare personal loan rates here.

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