Incenta Federal Credit Union


175 W Wenger Rd
Englewood, OH 45322
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Incenta is an NCUA insured institution located in Englewood, OH. It was founded in 1935 and has approximately $91.36 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 293
Date Established 1935
Assets $91.36 million
Loans $40.12 million
Deposits $81.85 million
Capital $8.38 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school and businesses in Montgomery, Miami, Clark, Greene, Adams and Brown counties in Ohio and the city of Maysville, KY.

Deposit Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Incenta

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Advertiser Disclosure

Loan Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for INCENTA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 330511
3.149% 3.125% 0.25 $760 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Incenta branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Incenta Locations

Climate Initiatives

INCENTA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Incenta Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Incenta. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Incenta U.S. Average
2.08% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Incenta had $181,675 in non-current loans and $0 in owned assets. To cover these potential losses it had $8,377,326 in net worth and $350,526 in loans loss reserves. That gives it a Texas Ratio of 2.08%.

Net Worth
Incenta U.S. Average
9.16% 12.22%

Incenta FCU has a net worth of 9.16% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Incenta

Branches and Savings

What is Incenta?

A federal credit union, registered with the NCUA under certificate #293.
Learn more about credit unions here.

Is Incenta FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Incenta is insured by the NCUA.

Who can join Incenta?

Please see Field of Membership information above for information on who is eligible to join.

What are Incenta's share account and share certificate rates?

Incenta's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Incenta?

Incenta has total capital of $8.38 million. Full information on Incenta's financial position is located above.

Who owns Incenta?

Credit Unions are owned by their members.

Where are Incenta branches located?

See branch locations nearby.

Are Incenta ATMs Open 24/7?

Do Incenta ATMs accept cash deposits?

Can Incenta customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Incenta have a mobile app?

Does Incenta have mobile deposit?

Does Incenta have quick pay?

How can Incenta transfer money to other banks or credit unions?

Does Incenta report to credit bureaus?

Does Incenta use Chexsystems?

Does Incenta use Equifax?

What is Incenta's toll free phone number?

What is Incenta's ACH Routing Number?

What is Incenta's SWIFT code?

Where can I find Incenta's wire transfer form?

What is the Incenta address for deposits?

What Products Does Incenta Offer

Does Incenta offer mortgages?

Compare mortgage rates here.

Does Incenta offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Incenta offer auto and RV loans?

Compare auto loan rates here.

Does Incenta offer student loans or personal loans?

Compare personal loan rates here.

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